About this role

AWM | Private Bank | Commercial Real Estate Lending Advisor | Vice President | San Francisco

Opportunity Overview

CORPORATE TITLEVice President

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OFFICE LOCATION(S)San Francisco

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DIVISIONAsset & Wealth Management

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Our Impact

Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor-led planning, investment management, banking, and tailored lending solutions. Within AWM, the Private Bank delivers competitive borrowing and cash management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy.

Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, commercial and residential real estate, and unique assets such as aviation, fine art, and private holdings—with a growing emphasis on commercial real estate financing and complex credit solutions.

Your Impact

The Commercial Real Estate Lending Advisor, Vice President is a client-facing lending specialist responsible for driving loan origination growth, with a particular focus on commercial real estate (CRE) and structured credit solutions for Ultra-High-Net-Worth (UHNW) clients.

The CRE Lending Advisor partners closely with Private Wealth Advisors (PWAs) and underwriting teams to source, originate, structure, and execute sophisticated lending transactions, aligning financing strategies with clients’ broader investment and wealth objectives.

This Vice President plays a critical role in regional lending strategy—serving as a credit thought partner, first line of control, relationship builder, and execution lead within the Private Bank’s lending platform.

Key Responsibilities

Client & Advisor Partnership

Establish and maintain strong, trust-based relationships with PWAs to drive regional lending activity.
Participate in prospect and client meetings to assess borrowing needs, educate clients on the Private Bank’s lending capabilities, and originate new opportunities.
Advise clients and advisors on tailored lending strategies across a broad spectrum of asset classes—including securities-based lending, structured credit, and commercial real estate financing (including income-producing properties, transitional assets, and portfolio-level transactions).

Origination & Credit Structuring

Proactively source and originate new lending opportunities, with a strong emphasis on commercial real estate transactions and complex financing structures.
Lead end-to-end deal execution, including screening, structuring, pricing considerations, and positioning transactions within the Firm’s credit framework.
Structure tailored CRE and asset-backed lending solutions that align client objectives with risk appetite and return thresholds.
Serve as the first layer of control by prescreening opportunities and developing thoughtful, well-structured proposals.
Partner with U.S. Underwriting on credit memo preparation, transaction approvals, and ongoing portfolio management.

Risk & Portfolio Management

Proactively monitor and manage lending exposures, with a focus on identifying early signs of credit risk and implementing mitigation strategies.
Navigate solutions for stressed or at-risk positions, particularly within real estate-backed portfolios.
Ensure strict adherence to credit policies, control procedures, KYC/AML considerations, and regulatory requirements.

Qualifications

8+ years of lending origination experience, with a demonstrated track record in commercial real estate financing and complex credit solutions within private banking, commercial banking, or real estate lending platforms.
Deep expertise in commercial real estate lending, including experience structuring loans across stabilized, transitional, and portfolio-backed assets, in addition to securities-based and alternative collateral lending.
Demonstrated ability to originate, structure, and execute sophisticated lending transactions aligned to client needs and Firm objectives.
Exceptional analytical skills, attention to detail, and sound credit judgment.
Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear, actionable recommendations.
Highly collaborative, with the ability to work effectively across coverage, underwriting, risk, and operations teams.
Series 7, 63 and SIE required or must be obtained within 4 months of joining.

What Success Looks Like in This Role

Strong pipeline and execution of commercial real estate loan originations, contributing meaningfully to regional lending growth and revenue targets.
Trusted advisor status among PWAs and senior leadership.
Consistently high-quality credit structuring and disciplined risk management.
Seamless collaboration with underwriting and risk partners.
Exceptional client experience from origination through servicing.
Early identification and mitigation of emerging risks across the lending portfolio.

Salary Range

The expected base salary for this California, United States-based position is $85,000-$270,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end.

Benefits

Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here
We Offer Best-In-Class Benefits
Healthcare & Medical Insurance
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.
Holiday & Vacation Policies
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).
Child Care & Family Care
We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
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Vice President, Commercial Real Estate Lending Advisor