Underwriting Specialist, Accident & Health

Job title: Underwriting Specialist, Accident & Health

About the Role Join us as an Underwriting Specialist to bring your specialized expertise to our Accident & Health practice. You will support profitable growth by underwriting a range of new and renewal business for Corporate and Specialty Markets, while collaborating with Sales, Claims, Operations, Finance, Legal, Risk and Compliance to advance strategic initiatives. The role emphasizes mentoring junior underwriters and strengthening broker relationships to enhance long-term value for clients and AIG.

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

The role will work closely with Sales, Claims and Operations, Finance, Legal, Risk and Compliance to help achieve strategic initiatives, which will ensure long-term growth of profits for Accident and Health.

What You'll Do

• Underwriting / Portfolio Management: Responsible for underwriting new and renewal business of both Corporate and Specialty Markets, including negotiating pricing, terms, and conditions.
• Monitor adherence to underwriting requirements and guidelines for assigned book of business.
• Maintain underwriting discipline by adhering to underwriting guidelines, directives, and delegated authority limits.
• Review portfolio analytics and provide leadership in decision making on required actions.
• Develop strong, long-term relationships with brokers and clients to profitably grow a book of business.
• Assist manager & underwriters in collaborating with Distribution, Business & Product Leaders, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Identify the need for and manage special underwriting projects as needed.
• Foster a culture that promotes collaboration, innovation, diversity, equity and inclusion.

What We're Looking For

• Minimum of 8+ years of experience with Accident & Health products with proven technical underwriting skills.
• Demonstrated ability to develop and execute strategies to grow profitability and production growth.
• Strong customer service ethic, with a sound understanding of the business processes.
• Excellent communication (oral and written) and influencing skills and proven ability to collaborate and work across multiple areas of the organization.
• Demonstrated planning, execution, and negotiation skills.
• Self-motivated and able to set strategic direction.
• Able to work in a team to lead and contribute so that AIG meets its strategic goals.
• Knowledge of country regulatory and compliance requirements.
• Strong presentation, prioritization, and time management.
• Proven ability to motivate and gain commitment and trust from market and colleagues.
• Knowledge of market segmentation, portfolio management, acquisition, and multiple distribution systems.
• Ability to multi-task and handle divisional objectives as requested and handle multiple priorities often under tight deadlines.
• Strong sense of responsibility for one's actions and work.

Nice to Have

• Optional/preferred qualifications (only if mentioned)

Compensation & Benefits

• For positions based in New Jersey, the base salary range is $96,000-$129,000; for positions based in NYC, the base salary range is $93,000-$130,000; and for positions based in Massachusetts the base salary range is $110,000-$130,000; the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.
• A summary of benefits can be viewed here: US Benefits Overview
• At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
• Enjoy benefits that take care of what matters
• At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
• Reimagining insurance to make a bigger difference to the world
• American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks.
• Welcome to a culture of inclusion
• We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and E