Underwriter

Job title: Underwriter

About the Role

The Underwriter ensures decisions are made at the appropriate level and that those decisions are informed about the level of legal risk on real estate-related matters. The role requires experience in one or more of the following states: California, Colorado, Nevada, or Utah.

What You'll Do

• Reviews and evaluates title searches and insurance risk factors and must be able to justify and communicate underwriting requirements to counsel for buyers, sellers and lenders on real estate transactions
• Responsible for evaluating risk and exposures to determine acceptability of business
• Determines premiums, terms, and conditions based established rules, rates, and guidelines
• May analyze data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience
• Performs a range of assignments and may lead projects within own discipline
• Applies working knowledge of business and best practices gained through understanding of key business drivers and recognition of how own area integrates within organization
• Works within broad guidelines and polices to accomplish objectives and goals
• Solves moderately complex to complex problems and analyzes possible solutions using technical experience, judgement and precedents
• Explains complex and/or sensitive information in a straightforward manner
• Acts as a resource for colleagues, provides guidance to less experienced team members

What We're Looking For

• Experience in underwriting and evaluating title searches and insurance risk factors
• Ability to justify underwriting requirements to counsel for buyers, sellers and lenders on real estate transactions
• Ability to evaluate risk and determine acceptability of business
• Determines premiums, terms, and conditions based on established rules, rates, and guidelines
• May analyze data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience
• Analytical ability to apply working knowledge of business drivers and understand how own area integrates within the organization
• Strong communication skills to explain complex and/or sensitive information in a straightforward manner
• Ability to work independently as an individual contributor and to provide guidance to less experienced team members
• Must have experience in one or more of the following states: California, Colorado, Nevada, Utah