Underwriter II, FM Renewable Energy

Job title: Underwriter II, FM Renewable Energy

FM Renewable Energy is seeking an Underwriter II to join the Renewable Energy Construction team. This role supports a global portfolio of renewable energy clients and construction projects by structuring programs, placing reinsurance, and leading underwriting assessments with delegated authority. Close collaboration with the Account Manager, Renewable Engineer, broker partners, and clients will be required.

What You'll Do

• Support account teams with underwriting activities and strategic account objectives, including exposure analysis, pricing, terms and conditions, program structure, reinsurance coordination, certificate and quotation preparation, and proposal support.
• Participate in insurance program and policy development, working with internal operations teams to review documentation and maintain strong quality control over final materials delivered to clients and brokers.
• Develop and maintain strong knowledge of FM’s underwriting guidelines, policy terms and conditions, pricing approach, and profitability analysis to support sound program design and sustainable portfolio performance.
• Support account servicing activities, including preparation for internal and client-facing meetings, presentations, and proposals, while continuing to develop effective communication and presentation skills.
• Leverage external and internal relationships to understand clients' exposures, operating strategies and business goals, and ensures mutually agreed project plans meet the long-term loss prevention, underwriting, and risk transfer goals of both the client and FM.
• Stay abreast of renewable energy and insurance market trends, and broader portfolio performance, including competitor offerings, strengths and weaknesses, profitability, emerging trends, etc.
• Learn and effectively use FM’s underwriting systems, applications, procedures, and delegated authority framework.
• Ensure underwriting documentation (policies, binders, endorsements) is accurate, complete, and properly issued, with underwriting decisions and rationale clearly documented in internal systems.

What We're Looking For

• Bachelor’s degree or equivalent; CIP designation desirable.
• A minimum of 2+ years’ experience in underwriting.
• Demonstrated ability to make sound underwriting decisions, apply underwriting guidelines, and learn new systems and tools in a structured underwriting environment.
• Strong analytical, problem solving, computer skills and attention to detail is required.
• Working knowledge of account management, business communication, exposure analysis, negotiation, presentation skills, relationship management, and insurance program structure.
• Strong interpersonal, planning, and organizational skills, with experience applying policy terms and conditions, pricing considerations, profitability analysis, and underwriting guidelines.
• Experience with policy review, insurance program structure, global placements, complex property accounts, and multi-carrier placements is preferred.
• Curious and driven to learn about new technologies, market practices, and trends.
• Associateship of the Chartered Insurance Institute (ACII) or Chartered Property Casualty Underwriter (CPCU) designation would be an advantage.
• Varying levels of experience and qualifications will be considered.

Compensation & Benefits

• FM is an Equal Opportunity Employer and is committed to attracting, developing, and retaining a diverse workforce.