Treasury Officer

Treasury Officer

Nairapoint Finance Limited is a licensed digital financial technology platform in Nigeria focused on ethical lending, investment products, and retail wealth management. Officially launched in December 2025 at the Ikoyi Golf Club, Lagos, the platform was established by Nigerian entrepreneur Mrs. Funke Otti alongside Vice Chairman Dr. Mohammed K. Santuraki to deepen financial inclusion for individuals and micro, small, and medium enterprises (MSMEs).

We are recruiting to fill the position below:

Location: Ikoyi, Lagos

Employment Type: Full-time

Job Purpose

• The Treasury Officer is responsible for managing the Company's liquidity, funding operations, asset-liability management (ALM), and investment activities.
• The role ensures optimal cash flow management, efficient deposit mobilization, mitigation of financial risks (interest rate and liquidity risks), and adherence to regulatory capital and liquidity requirements.

Duties and Responsibilities

Liquidity & Cash Flow Management:

• Manage daily cash positions and forecast daily/weekly liquidity needs to ensure smooth operational disbursements and loan funding.
• Monitor bank account balances, perform bank account management, and optimize cash balances across clearing and settlement accounts.
• Maintain adequate statutory and operational liquidity buffers in compliance with Central Bank of Nigeria (CBN) regulations and internal risk thresholds.

Funding & Deposit Mobilization:

• Drive corporate, institutional, and high-net-worth individual (HNWI) deposit mobilization initiatives to support funding needs.
• Structure investment and deposit products (Fixed Deposits, Target Savings, Notes) to minimize the company's overall cost of funds.
• Maintain strong relationship management with commercial banks, financial institutions, and money market counterparties.

Asset-Liability Management (ALM) & Investments:

• Monitor Asset-Liability Mismatches (ALM), interest rate sensitivity, and maturity gaps to safeguard financial stability.
• Execute treasury investments in money market instruments, Treasury Bills, placements, and government securities to optimize yields on surplus funds.
• Prepare and present comprehensive treasury reports, interest rate analysis, and yield schedules for the Asset and Liability Committee (ALCO).

Reporting, Compliance & Risk Management:

• Ensure complete compliance with CBN, NIBSS, and financial regulatory requirements regarding liquidity ratios and capital adequacy.
• Reconcile daily treasury transactions, yield computations, and settlement activity with Finance and Operations teams.
• Identify and mitigate market, counterparty, interest rate, and foreign exchange risks.

Person Specification

General Education:

• Minimum of Bachelor's degree in Finance, Accounting, Economics, or a related quantitative discipline.

Professional Qualification:

• Professional certification (e.g., ACI Treasury, CFA, ACCA, ICAN) is an added advantage.

Experience

• Minimum 3–5 years of progressive experience in treasury management, money market trading, or asset-liability management within a financial institution.
• In-depth understanding of money market instruments, yield computations, ALM frameworks, and CBN treasury regulations.
• Strong knowledge of Nigerian macroeconomic indicators, fixed-income markets, and interest rate dynamics.

Key Competencies:

• Exceptional financial analysis, quantitative modeling, and liquidity forecasting skills.
• Strong negotiation skills for pricing deposits, placements, and institutional funds.
• Meticulous accuracy in financial calculations and treasury settlement operations.
• Uncompromising integrity and ethical behavior in managing company funds.
• Excellent reporting, presentation, and stakeholder engagement capabilities.

Application Closing Date

10th October, 2026.