TM-US Residential Mortgage Underwriting

TM-US Residential Mortgage Underwriting

TM-US Residential Mortgage Underwriting

00069849961

• Date published Sep 27 2026

• Location Hyderabad / India

• Job category Technology & Engineering

• Work model Work from Office

Job Summary

Data Join our dynamic team as a Team Leader Loan Originations Specialist where you will leverage your expertise in post close underwriting you will play a crucial role in ensuring the accuracy and compliance of loan documents. This night shift position offers a challenging yet rewarding opportunity to contribute to our company s growth and impact on society.

Responsibilities

• TM s objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He or she will report to the Delivery Manager Operations who will be the first point of contact for any issues questions or concerns.

• Key Result Areas KRAs

• Leadership

• TL or TM to track daily or weekly and monthly production targets and volumes.

• Conduct daily and weekly meeting with the stakeholders to understand any deviation and opportunities for improvement.

• Work with production staff to acquire required documents in order to verify the income and employment details of the applicant review the applicant s credit profile analyze financial statements and consider other information to act on loan and credit requests.

• Examine loan documentation for accuracy and completeness and determine whether additional information may be required to make a credit decision.

• Examine and analyse assets liabilities income and debt information related to applicants to make a credit decision.

• Evaluate and review appraisal reports and collateral issues related to real estate to determine whether it may properly support the approval of a loan application.

• TL or TM is responsible for maintaining constant process knowledge in the team.

• The ability to handle both people and process issues and streamline them.

• Responsible for maintaining and documenting all updates received from the business area.

• Will be a part of all the clients calls and will be responsible for updating the teams.

• Responsible for cascading or providing training on new updates to all team members.

• Responsible for conducting the knowledge check.

• Responsible for suggesting and driving process improvements.

• Should have multi tasking skills as a Trainer or QC or Processor and will conduct refresher training or handle Quality sessions on a need basis.

• Monitor and coach underperformers to improve their quality and efficiency.

• Address and ensure resolution on all process related queries of the team members

• Conduct process training for new joiners.

• Support team members with their process queries.

• Perform internal audits.

• Client coordination for query resolution & process updates.

• Draft process SOPs.

• Manage process update trackers.

• Qualification

• Diploma or Graduate any discipline

• 6 8 years of experience in BPO U.S Mortgage or Data Processing background.

• Minimum of 2 years in the Sr. Process Associate role.

• Certifications Required

• Preferred certifications include MS Excel specialist certification or equivalent advanced spreadsheet skills validation relevant to financial data analysis.

About Cognizant:

• Cognizant (Nasdaq: CTSH) is a high-growth AI and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

• Additional employment information

• Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

• Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

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• Benefits that help you thrive and grow

• Our benefits program is built with you in mind—so you can enjoy a fulfilling, balanced and healthy life.

• Financial wellbeing

• We regularly review market data to ensure compensation reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, etc.

• Physical and mental health

• We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more.

• Your career, your way

• With 350,000+ roles at Cognizant, you’ll have opportunities explore new technologies, industries and locations—and build the skills you need to grow your career.

• Real-world impact

• Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

• Your path to Cognizant

• Here’s what you can expect from our hiring process. Please keep in mind that it may vary by role and location. Explore our FAQs to learn more.

• Step 1: Apply to the right opportunity

• Find an open role that matches your skills and career goals and show us why you’re the person for the job. Don’t see the right opportunity? Consider joining our Talent Community.

• Step 2: Connect with your recruiter

• If one of our recruiters sees a fit, they’ll set up a short intro call to learn more about you and how your experiences and skills match the role.

• Step 3: Show off your skills

• If you and our team would like to continue the process, you’ll interview with our hiring team. Some roles may also require technical assessments and/or client interviews.

• Step 4: Decision time

• Our team will then review each candidates’ potential to succeed in the role. This step may take some time because we want to find the right fit for both you and us—but you can count on us to keep you updated.

• Cognizant has one of the best learning ecosystems you can ask for. From sponsored certifications to training platforms to mentorship, we have all that we need to grow.

• Debashish Mishra

• SAP MM Developer

• Cognizant offers me more than a job; it offers a community. We support each other, collaborate across borders and celebrate wins together. If you’re looking for a culture that values flexibility, diversity and growth, this is the place to be.

• Laura Reynaud

• Lead Counsel

• When I first joined, I was quiet and hesitant to share my thoughts. The leadership programs and the mentoring I’ve received have helped me find my voice and grow as a leader.

• Sujatha Gopalakrishnan

• Portfolio Delivery Lead

• I’ve had the chance to work on impactful projects and shadow colleagues, all while getting involved in internal initiatives. The world is your oyster at Cognizant—you just need to take advantage of it!

• Lucas Hoffman

• Consultant

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