Technical Lead (Payments and Lending)

Metro Manila, Philippines

Technical Lead (Payments and Lending) - FinTech

Job Description:

Key Responsibilities

• Lead the architecture, design, and development of Java-based microservices supporting payments, loans, and credit products

• Own end-to-end delivery of critical services including disbursements, repayments, interest calculations, fees, schedules, and reconciliations

• Drive API-first and event-driven architectures (REST, messaging, Kafka/RabbitMQ)

• Ensure high availability, scalability, security, and low latency for payment and lending flows

• Provide technical leadership and mentorship to engineers through code reviews, design reviews, and best practices

• Collaborate closely with product, risk, compliance, and operations teams to deliver regulatory-compliant solutions

• Enforce engineering standards around clean code, testing, CI/CD, observability, and documentation

• Lead system integrations with payment gateways, card networks, core banking systems, credit bureaus, and third-party providers

• Support production systems, troubleshoot complex issues, and drive continuous improvement

• Required Skills & Experience

• 8+ years of backend engineering experience, with strong Java expertise (Java 8+)

• Proven experience building microservices-based systems using Spring Boot / Spring Cloud Hands-on experience in payments and/or lending domains, including:

• Payment processing, settlements, and reconciliation

• Loan origination, servicing, repayments, and interest calculations

• Strong knowledge of distributed systems, concurrency, and transactional consistency

• Experience with relational and NoSQL databases (PostgreSQL, MySQL, Redis, etc.)

• Solid understanding of security concepts: OAuth2, JWT, encryption, PCI-DSS, data protection

• Experience working in Linux-based environments and cloud platforms (AWS, GCP, or Azure)

• Familiarity with CI/CD pipelines, Docker, Kubernetes, and infrastructure automation

Required Skills

• Spring

• FinTech

• Messaging

• REST

• High Availability

• Kafka

• Gcp

• Operations

• RabbitMQ

• Protection

• Pipelines

• Compliance

• Calculations

• CI/CD

• NoSQL

• Loans

• Scalability

• Azure

• Redis

• Reviews

• Microservices

• Credit

• Spring Boot

• Architecture

• AWS

• Continuous Improvement

• Banking

• Availability

• Infrastructure

• Kubernetes

• Automation

• PostgreSQL

• Databases

• Payments

• Docker

• Security

• Documentation

• Testing

• MySQL

• Java

• Design

• Engineering

• Leadership

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