Sr. Credit Analyst

Sr. Credit Analyst

We are looking for an experienced Sr. Credit Analyst to support finance operations in California. This Long-term Contract opportunity is ideal for someone who is detail oriented and can evaluate customer risk, strengthen cash flow processes, and collaborate across departments in a fast-moving business environment. The role will contribute to sound credit decisions, efficient order-to-cash execution, and ongoing operational improvements that support company growth.

Responsibilities

• Evaluate customer financial health by reviewing financial statements, annual filings, and related records to determine creditworthiness and establish appropriate exposure limits.
• Oversee key activities across the order-to-cash process, including onboarding new customers, reviewing credit requests, validating sales orders, and supporting accurate account setup and billing readiness.
• Drive commercial collections efforts by following up on outstanding balances, resolving payment disputes, and completing account reconciliations to improve timely cash receipt.
• Work closely with Sales, Tax, Legal, Contracts, Order Management, and Finance teams to address transactional issues, maintain compliance, and enable smooth business operations.
• Perform order release assessments by confirming purchase order accuracy, customer terms, tax details, legal entity information, and required contract documentation before shipment or invoicing.
• Submit invoices and payment-related documentation through customer platforms such as Ariba and Coupa while monitoring portal activity to reduce delays in payment processing.
• Support compliance-focused finance activities, acquisition-related integration work, and initiatives tied to process refinement, automation, and evolving business requirements.
• Use advanced Excel and internal systems to analyze account activity, track risk trends, and provide clear recommendations to stakeholders on credit-related matters.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or a related discipline; comparable relevant experience may also be considered.

• At least 3 years of experience in credit analysis, accounts receivable, collections, or financial analysis within a business environment.

• Demonstrated ability to assess customer credit risk through financial statement analysis, including review of Form 10-K filings and related documentation.

• Practical knowledge of the full order-to-cash cycle, from customer setup and credit approval through invoicing and payment collection.

• Experience managing commercial collections, reconciling accounts, and resolving billing or payment discrepancies.

• Strong Excel skills with the ability to organize data, perform analysis, and support decision-making.

• Familiarity with systems and tools such as NetSuite, Ariba, and Coupa is strongly preferred.

• Excellent analytical, communication, and problem-solving skills, with the adaptability to perform effectively in a high-growth environment.

• Rate: 38 - 44 USD / Hourly

• Location: Santa Clara, CA onsite

• Contract type: Temporary / Contract