Specialist, Credit Analysis

CMHC

Job Posting

What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.

About the role

Join the Multi Unit Borrower Financial Analysis team, in the Specialist, Credit Analysis position.

What you’ll do

• Prepare credit risk assessments of applicants supporting the Multi-Unit programs.
• Review financial statements and organizational structure, calculate financial ratios, and prepare/present a credit risk report to management.
• Provide advice and recommendations to appropriate staff and management on applicants’ creditworthiness.
• Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions.
• Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders.

What you should have:

• An Undergraduate degree in a related field such as business, accounting, finance, commerce or economics.
• A minimum of five years’ experience in credit/financial analysis and risk management practices.
• Strong oral and written communication skills.
• Strong analytical reasoning, attention to detail, excellent organizational skills and the ability to prioritize and work in a multi-demand environment.
• Intermediate MS Excel skills, knowledge of market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ).
• A good knowledge of multi-unit underwriting operations.

It would be great if you also had:

• A professional designation (Chartered Financial Analyst, Financial Risk Manager or Chartered Professional Accountant designation).

• Bilinguism (French, English).

• Posting closing date

• Note, the competition will remain active until filled.

• Our commitment to diversity, equity, and inclusion

• We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

• CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

• Learn more about our commitment to diversity and inclusion