SPE-Us Residential Mortgage -Underwriting

SPE-Us Residential Mortgage -Underwriting

Date published Sep 27 2026

Location

Chennai / India

Job category Technology & Engineering

Work model Work from Office

Job Summary

Job Profile Summary The Loan Closer SPE provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis.

Responsibilities

• Depth and Scope

• Works on a more independent basis with minimal supervision

• Receives assistance from more experienced closers or manager with difficult questions and situations

• Prepares legal regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelines

• Reviews loan documentation prior to sending documents to closing agents to ensure completeness accuracy and compliance to state and federal lending regulations consulting with more experienced staff as necessary to clarify or interpret regulations

• Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships

• Completes quality control analysis of standard and nonstandard loan documentation ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk

• May act as mentor and resource to Loan Closer I

• May provide training to Loan Closer I

• Answers phones to assist internal and external customers

• Education and Experience

• Associates Degree and or Bachelors degree

• Mortgage Operations 2 to 4 Years loan documentation experience

• Consumer Operations 1 plus years loan documentation experience

• Knowledge of applicable lending practices

• Ability to understand and apply processing procedures and processes

• Detail orientated with ability to audit and correct procedural errors

• Ability to maintain positive business relationships with partners customers and agents

• Ability to handle heavy workload and meet stringent deadlines

• Ability to interact effectively with internal customers from various departments

• Working knowledge of Banks loan products

• Excellent oral and written communication skills with ability to interact effectively with all customers both internal and external PC skills

• Excellent customer service skills

• Availability to work a variable schedule which may include nights and or weekends

• Certifications Required

• Preferred certification in advanced Excel or data analysis such as Microsoft Office Specialist Excel Associate or equivalent.

About Cognizant:

• Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

• Additional employment information

• Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

• Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

• Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

• If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please contact Cognizant for roles based in the Americas or India.