Solution Architect (P&C insurance domain)

Solution Architect (P&C insurance domain)

Remote in United States of America

We are building a greenfield Commercial Lines insurance platform with an initial focus on Commercial Property. The platform is designed as a modern microservices-based ecosystem supporting underwriting, rating, policy administration, carrier management, and third-party integrations.

The Solution Architect will report into Enterprise/Solution Architecture and work closely with Product, Underwriting, Actuarial, Engineering, and Data Engineering teams. This is a hands-on architecture and governance role responsible for defining the target-state architecture and producing architecture deliverables that engineering teams will build against.

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service
• Design the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semantics
• Author OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against them
• Design the commercial insurance data model, including the Account → Applicant → Policy → Coverage → Location → Building → Unit/Exposure hierarchy and NAICS-specific exposure schema extensions
• Design the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levels
• Enforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic)
• Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation models
• Define integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrations
• Drive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO ≤15 minutes, RTO ≤4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database access
• Produce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data models

Requirements

• 8+ years solution/enterprise architecture, with at least one greenfield microservices platform shipped end-to-end (design through production)

• P&C insurance domain experience, ideally Commercial Lines (account/policy/coverage hierarchies, rating engines, underwriting rules engines). Personal Lines-only background is a gap, not a disqualifier, but must be paired with fast ramp capacity

• Event-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offs

• API design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility discipline across independently deployable services

• Data architecture for regulated, auditable financial transactions – immutable ledgers, effective-dating, reconciliation jobs, NUMERIC precision handling

• Direct experience with reinsurance/quota share, bordereaux reporting, or multi-carrier allocation is a strong plus, not a hard requirement

• Experience integrating IVANS, EZLynx, or similar AMS/clearinghouse platforms

• Nice to have

• Experience with Microsoft Azure, .NET, and SQL Server

• We offer/Benefits

• Medical, Dental and Vision Insurance (Subsidized)

• Health Savings Account

• Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)

• Short-Term and Long-Term Disability (Company Provided)

• Life and AD&D Insurance (Company Provided)

• Employee Assistance Program

• Unlimited access to LinkedIn learning solutions

• Matched 401(k) Retirement Savings Plan

• Paid Time Off – the employee will be eligible to accrue 15-25 paid days, depending on specific level and tenure with EPAM (accrual eligibility may change over time)

• Paid Holidays - nine (9) total per year

• Legal Plan and Identity Theft Protection

• Accident Insurance

• Employee Discounts

• Pet Insurance

• Employee Stock Purchase Program

• If otherwise eligible, participation in the discretionary annual bonus program

• If otherwise eligible and hired into a qualifying level, participation in the discretionary Long-Term Incentive (LTI) Program

• This Remote Position Cannot be Performed in New York City.

• EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our clients, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.

• Engineer the Future with a Career at EPAM

• This posting includes a good faith range of the salary EPAM would reasonably expect to pay the selected candidate. The range provided reflects base salary only. Individual compensation offers within the range are based on a variety of factors, including, but not limited to: geographic location, experience, credentials, education, training; the demand for the role; and overall business and labor market considerations. Most candidates are hired at a salary within the range disclosed. Salary range: $143,000 - $185,000. In addition, the details highlighted in this job posting above are a general description of all other expected benefits and compensation for the position.

• Applications will be accepted on a rolling basis.