About this role
SME Loan Officer
Job Type Full Time
- Qualification BA/BSc/HND
- Experience 2 - 5 years
- Location Lagos
- Job Field
Job Summary
- The SME Loan Officer will drive SME lending activities, with a focus on vehicle-based financing, from customer acquisition and credit assessment to loan disbursement and repayment monitoring.
Responsibilities
- Identify and engage SMEs/Individuals seeking vehicle-based financing and assess their funding needs.
- Evaluate loan applications, financial information, cash flows, and repayment capacity to support credit decisions.
- Manage the loan process from application and documentation through approval, disbursement, and repayment monitoring.
- Build and maintain strong relationships with SME customers while ensuring timely loan repayments and portfolio quality.
Requirements
-
Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.
-
2–5 years experience in SME lending, commercial lending, or credit, with hands-on experience in vehicle-based lending.
-
Strong understanding of credit assessment, loan structuring, collateral evaluation, and repayment monitoring.
-
Proven ability to acquire and manage SME customers while meeting lending and portfolio targets.
-
Check how your CV matches this job