SME Loan Officer

Section: Overview Future You Limited is a consulting firm providing coaching, clarity and capital for individuals and businesses looking to transition to the next stage of growth in their lives, careers and businesses. As part of our expansion plan, we are looking for a proactive and enthusiastic SME Loan Officer to join our growing sales and marketing team. The ideal candidate will support the growth of the company’s SME loan portfolio by identifying and onboarding viable small and medium-sized businesses for credit facilities. The role involves customer acquisition, loan application processing, basic credit assessment, documentation, and repayment follow-up and is an entry-level opportunity for a motivated individual interested in building a career in SME lending, credit, microfinance, or financial services. The ideal candidate should be comfortable engaging business owners, conducting field visits, gathering financial information, and working towards loan disbursement and repayment targets.

Section: Responsibilities •Market and promote the company’s SME loan products to eligible business owners within the assigned location. •Identify and develop new SME customer leads through field prospecting, referrals, networking, and other business development activities. •Engage business owners to understand their financing needs and recommend appropriate loan products based on their requirements. •Assist prospective customers with completing loan applications and ensure that all required information and documentation are accurately provided. •Conduct basic business and customer verification, including physical business visits, address verification, and review of relevant business information. •Gather and review basic financial information, including sales, expenses, cash flow, and existing financial obligations, to support the assessment of customers’ repayment capacity. •Prepare and submit complete loan applications and supporting documentation for review and approval in line with the company’s credit policies. •Follow up on loan applications and maintain regular communication with customers throughout the approval and disbursement process. •Monitor assigned customers after loan disbursement and maintain regular contact to encourage proper utilisation of funds and timely repayment. •Follow up with customers on upcoming and overdue repayments and escalate delinquent accounts in accordance with the company’s recovery procedures. •Maintain accurate and up-to-date records of customer information, loan applications, disbursements, and repayments. •Meet assigned customer acquisition and loan disbursement targets while maintaining high standards of customer service and professionalism. •Participate in field marketing and other business development activities within Abraham Adesanya, Ajah, and surrounding areas.

Section: Requirements •HND or Bachelor’s degree in Banking & Finance, Accounting, Economics, Business Administration, or any related field. •0–2 years of relevant work experience in sales, customer service, banking, microfinance, fintech, lending, or financial services. Fresh graduates with a strong interest in SME lending will also be considered. •Interest in building a career in SME lending, credit, microfinance, or financial services. •Basic understanding of financial concepts, with the ability to work with figures and understand simple business cash flows. •Strong communication, interpersonal, and customer relationship management skills. •Good sales and persuasion skills, with the ability to engage business owners and generate new customer leads. •Comfortable conducting field visits and engaging customers in their business locations. •Good attention to detail and ability to collect, organise, and maintain accurate customer and loan information. •Proactive, target-driven, resilient, and willing to learn. •Intermediate computer literacy and familiarity with Microsoft Office or similar productivity tools. •Must be willing to work at Abraham Adesanya, Ajah, and conduct field activities within the surrounding area.

Section: Benefits •Not specified in posting.

Section: Application Details Interested applicants can apply with the link below: https://t.co/x0R7WhUQhy

Section: Deadline Application deadline: October 2, 2026