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Senior Staff Credit Risk Analyst

Intuit
New York, New York; Mountain View, California
On-site

About this role

About the Role Intuit’s Consumer Group, including TurboTax, empowers millions of individuals to take control of their finances. We are expanding our focus to Consumer Lending within the Consumer Group and are seeking a Senior Staff Credit Risk Analyst to join our Credit Risk team. This role is crucial for supporting consumer lending initiatives while navigating Fintech risk across our products. What You'll Do

  • Develop and implement credit risk strategies and policies and drive business growth by supporting and scaling strategies for consumer lending and banking portfolios
  • Develop & enhance the credit policy and program and establish a framework to ensure lending activities are compliant with internal policies and regulatory requirements
  • Partner with teams across Intuit (including product development, marketing, data engineering, compliance, risk, data scientists, etc.) to enable decision support and key customer insights in the consumer banking risk and analytics spaces
  • Collaborate with stakeholders and analysts to ensure analytical & risk solutions are scalable, repeatable, effective, and meet expectations of various stakeholders in the consumer lending area
  • Use big data technology to mine massive-scale transactional data to improve credit risk strategies for consumer lending and banking and design new risk-adjusted policy proposals
  • Improve the current customer experience in consumer banking by deploying risk mitigations enabling product feature expansion to industry standard
  • Provide recommendations utilizing multiple types of data, business knowledge, and strategic assumptions when data doesn’t exist, specifically in the consumer lending context
  • Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers
  • Ensure data collection and data processing is optimized to provide crystal-clear visibility into the impact and value of new consumer lending initiatives and product releases What We're Looking For
  • Proven experience developing and implementing credit risk strategies and policies for consumer lending
  • Strong ability to partner with cross-functional teams (product, marketing, data engineering, compliance, risk, data science) to enable decision support and insights
  • Experience with big data technologies to mine transactional data and design risk-adjusted policy proposals
  • Ability to drive regulatory/compliance alignment and establish scalable, repeatable risk solutions
  • Analytical mindset with portfolio performance analysis, trend identification, and root-cause analysis
  • Experience improving customer experience in consumer banking through risk mitigations and product feature expansion
  • Familiarity with fintech risk contexts and data-driven decision making Compensation & Benefits
  • Not specified in the posting

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