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Senior Software Engineer - Full-Stack Ruby on Rails

Monoline
Remote Posted Aug 14, 2026
RemoteUSD 50,000 - 80,000 / year

About this role

About Monoline

Monoline is redefining the standalone personal umbrella insurance market with an unwavering focus on underwriting excellence, disciplined risk selection, and long-term profitability. Founded by proven entrepreneurs with a track record of successful ventures, Monoline is built on the principles of curiosity, innovation, and customer-centric solutions.

We believe in challenging the status quo, bringing fresh perspectives to a traditional industry, and designing intuitive, straightforward, and consistent products. Our philosophy is rooted in empathy – understanding customer needs to create truly helpful solutions. We lead with gratitude, valuing every detail and the relationships we build along the way.

Our core values guide everything we do:

  • People First – We build meaningful relationships, treating our team, partners, and customers with respect and care.
  • Positive Presence – We bring energy and optimism to every challenge, fostering a supportive and motivated team culture.
  • Batteries Included – We take initiative, think independently, and execute at a high level without waiting for direction.
  • Always Curious – We seek knowledge, challenge assumptions, and continuously refine our approach to be the best at what we do.

About the role

We are seeking a talented and experienced Full Stack Software Engineer to join our remote team. In this role, you will play a pivotal part in developing and enhancing our platform, working closely with a team of dedicated professionals committed to delivering exceptional user experiences.

Key Responsibilities

  • Design and develop Ruby on Rails applications that power our quoting and pricing system, and our underwriting risk assessment platform, with integrated AI capabilities for enhanced decision-making.
  • Implement prompt engineering strategies and AI workflow orchestration using industry-standard AI evaluation tools like LangFuse and LangSmith to measure model performance and optimize outputs.
  • Collaborate with cross-functional teams to architect full-stack solutions that integrate AI models, intelligent automation, and traditional backend services within a Rails environment.
  • Contribute to our platform's core infrastructure, ensuring high performance, scalability, and responsiveness across AI and non-AI systems.
  • Lead code reviews, testing, and documentation practices that maintain code quality and establish best practices for AI integration in production systems.
  • Stay at the forefront of emerging AI technologies and evaluation frameworks to continuously enhance our platform's capabilities and underwriting accuracy.

Qualifications

  • Proven experience as a Senior Software Engineer or similar role with demonstrated expertise in Ruby on Rails development and modern full-stack application architecture.

  • Experience with PostgreSQL, Redis, and Docker for building scalable systems.

  • Familiarity with cloud services such as AWS and Render.

  • Strong understanding of authentication, encryption, and security best practices.

  • Excellent problem-solving skills, attention to detail, and ability to think architecturally.

  • Strong communication and collaboration abilities in a remote work environment.

  • Experience designing and implementing prompt engineering strategies with understanding of how to measure and evaluate AI model outputs.

  • Hands-on experience orchestrating AI workflows and integrating AI capabilities into Rails applications.

  • Knowledge of building, configuring, and integrating third-party AI models and APIs into software systems.

  • Why Monoline

  • Join a founder-led company built on underwriting discipline and long-term profitability. This is a rare opportunity to shape core platform infrastructure and internal tooling from the ground up with real ownership over technical direction. Work alongside a small, high-impact team that values curiosity, clean engineering, and shipping things that matter. Be part of a company committed to becoming the industry leader in standalone personal umbrella insurance.

What We Offer

  • Competitive salary paid in USD.
  • Annual company performance bonus
  • Stock options to share in the company's success.
  • Flexible, fully remote work environment.
  • Opportunity to be part of a dynamic, innovative team shaping the future of insurtech through AI-driven innovation.

Posted on August 14, 2026

Remote restrictions

  • Workday must overlap by at least 6 hours with Minneapolis, MN, USA
  • Must be a resident of Brazil

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