Senior SME Sales Officer

Senior SME Sales Officer

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Posted: Sep 29, 2026

Deadline: Oct 6, 2026

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TERAWORK.COM is a virtual meeting point for getting work done. TERAWORK is a bridge between service providers and the individuals and businesses that need their talents and skills.

Via TERAWORK, customers are provided with a wide pool of skills and services to draw from in getting their projects done, while talents have a platform to reach more customers,...

Senior SME Sales Officer

• Job Type Full Time
• Qualification BA/BSc/HND
• Experience 10 years
• Location Rivers
• City Port Harcourt
• Job Field Sales and Business Development
• Salary Range Above ₦1,000,000/month

Industry: Banking / Financial Services

Job Summary

• We are seeking an experienced Senior SME Sales Officer to drive SME client acquisition, loan sales, portfolio growth, and relationship management.
• The ideal candidate should have strong SME lending experience and the ability to lead and manage SME Financing BDMs.

Key Responsibilities

• Prospect, acquire, and onboard new SME clients and support them through the loan application process.
• Drive growth and profitability of the SME loan portfolio through effective sales and relationship management.
• Analyse financial statements and conduct loan appraisals to assess borrowers’ repayment capacity.
• Develop and manage SME financing opportunities, including SME Loans, PO Financing, and Bridge Financing.
• Prepare loan proposals and ensure proper documentation, approval, disbursement, and monitoring.
• Maintain existing client relationships, monitor loan portfolios, and drive timely repayments.
• Lead and manage SME Financing BDMs while tracking business performance and identifying growth opportunities.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.

• 10+ years of professional experience, preferably in SME lending and financing.

• Proven track record in SME sales, business development, and loan portfolio management.

• Experience from MFBs, Commercial Banks, Merchant Banks, or Finance Houses is an added advantage.

• Previous experience managing a team of SME Financing BDMs is highly preferred.

• Strong knowledge of credit analysis, financial statement interpretation, loan appraisal, and SME financing products.

• Excellent communication, negotiation, analytical, relationship management, and reporting skills, with good proficiency in MS Office.

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