Senior Officer, Area Sales Manager, Consumer Banking Group

Senior Officer, Area Sales Manager, Consumer Banking Group

locations Dharapuram

time type Full time

posted on Posted Today

time left to apply End Date: November 14, 2026 (30 days left to apply)

job requisition id WD89717

Business Function: As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose Responsible for growing and managing the Gold Loan Business for the Bank. Building a Profitable book for the GL business

Key Accountabilities

• Responsible for Hiring the Sales Executives, Product Training and Motivating the Sales staff in generating business
• Prepare monthly working plan for sales teams, review weekly, monthly plan for DST /Branch
• Manage Incremental Portfolio for Gold Loan for Branch
• Responsible for Sale Executive Productivity. The individual will provide necessary update and feedback to sales teams to achieve the desired business objective.
• Responsible for creating a robust business model strong sales team for generating top line as well as bottom line growth YOY

Job Duties & responsibilities

• Ensuring policy adherence and meeting compliance requirement
• Work closely with the branch Staff/ DST to drive gold loan customers for fulfilment
• profitability and employee development. Managing and supporting the effective deployment of team of sales professionals with respect to the geographical area, exploring new markets and in allocating resources to most profitable opportunities.
• implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work.
• Recruiting and retaining high performers. Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction

Required Experience Five to ten years of experience as Gold Loan sales in Bank/NBFC

Education / Preferred Qualifications Professional qualification, graduate or post-graduate degree, preferably in Sales and Marketing along with relevant experience.

Core Competencies

• Strong analytical skills to drive channel performance and drive profitability
• Strong bias for action & driving results in a high-performance environment
• Good knowledge of industries/sectors, People & Relationship Management skills.

Technical Competencies

• Sound knowledge of Gold Loan Industry policies/practices is a must
• Good knowledge of
• Have an established local network in the Indian Banking market
• Identifying the need of sales training, analysing changing market trends, channel deployment
• Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance
• People & Relationship Management skills
• Knowledge of multi market Gold Loan sales especially South is essential

Work Relationship Good working relationship with Branches and other external agencies.

Location

Dharapuram

Job: Product Sales

Schedule: Regular

Employee Status: Full time

Why join us? DBS is more than a bank — we’re shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world.

About Us DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia.

Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023.

DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.