Senior Manager-Digital Product Management

Senior Manager-Digital Product Management

• New York, NY, United States
• Palo Alto, CA, United States
• Phoenix, AZ, United States

(Hybrid)

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Job Description

The American Express Network enables over $1.2 Trillion in annual spend and serves card Issuers and Acquirers in over 170 markets worldwide. The Network and Acquiring Services (NAS) team is driving a strategic, multi-year transformation to modernize the Network crafting innovative products, services, and capabilities that will anticipate the needs of customers by enabling more types of payments. Find your place in product on #TeamAMEX.

We are seeking a superstar Senior Manager, Payment Token Services. This Product Manager will be responsible for evolving our token product suite by building our next generation of token products and underlying capabilities that increase checkout conversion rates, increase customer spend and engagement, while enhancing the payments experience for our issuing, merchant and acquiring partners.

This role will serve as a product champion, responsible for evaluating and identifying product(s) and/or features to be delivered to our customers. They will work with cross-functional teams in an agile environment to manage the end-to-end product lifecycle of our Token services, including defining product strategy, enhancing features to meet partner needs, driving technical implementation and go-to-market execution, progressing emerging token use cases, and influencing payments industry bodies on defining standards.

Responsibilities

• How will you make an impact in this role?
• Design new products, features, and experiences for target customer personas leveraging external and internal data and insights.
• Define business requirements and lead envisioning with partner delivery teams. Partner with engineers and solutions architects to identify technical solutions, assess tradeoffs, and deliver product features/platform capabilities.
• Collaborate with internal teams to shepherd product enhancements through new product development process and advocate to create the best customer and business outcomes.
• Define and track product metrics and KPIs and collect customer feedback to continuously improve the product and refine feature backlog.
• Collaborate with stakeholder teams to deliver go-to-market strategy and coordinate execution across marketing, sales, partner enablement, and servicing.
• Maintain pulse on external trends and marketplace dynamics impacting the payments and banking industry, to inform continuous product evolution. Represent network interests in leading external industry forums.

Qualifications

• Minimum Qualifications

• Experience: 5+ years in product management or product development, identifying customer needs, driving seamless delivery and go-to-market enablement, and managing product economics.

• Strategic thought leadership: Strategic and innovative mindset, with the ability to synthesize and translate market and industry trends into opportunities for AXP to drive innovative solutions and build consensus for key initiatives.

• Demonstrated critical thinking and problem-solving ability: Self-starter who can translate ideas into actionable insights and collaborate to solution customer problems.

• Data Insights: High level of comfort with data and analytics, with experience using data to drive decision making and product improvement.

• Customer-focus: Ability to identify customer personas and develop features that solve distinct customer needs and deliver best-in-class customer experiences.

• Intellectual Curiosity: A consultant mentality with the ability to distill ideas, connect the dots from across multiple business topics, organize the information and tell a story.

• Relationship Management: Strong external and internal partnership skills; proven track record to partner with senior leaders a plus.

• Communications: Ability to communicate effectively at all levels, including concise verbal and written executive-level communications. Strong ability to stay connected to remote partners and stakeholders.

• Highly Collaborative: Ability to collaborate and build strong relationships with internal and external stakeholders to deliver value beyond traditional means.

• Passion for the payments space: Ability to succinctly describe the latest trends and provide thought leadership on their relevance to American Express

• Great Attitude: High energy and an optimistic attitude

• Preferred Qualifications

• 3-4 years’ experience managing payments products

• Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

• At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

• As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

• For a full list of Team Amex benefits, visit our Colleague

Benefits

• Site.

• American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

• We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

• US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.

• The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​

• Job Info

• Job Identification

• 26011295

• Job Category

• Product

• Posting Date

• 10/09/2026, 02:45 PM

• Apply Before

• 10/16/2026, 12:00 AM

• Job Schedule

• Full time

• Job Shift

• Day

• Locations

• AMEX World Financial Center, New York, NY, 10285, US

• AMEX 18850 N 56th Street Building 3, Phoenix, AZ, 85054, US

• 431 Waverley St, Palo Alto, CA, 94301, US

• (Hybrid)

• Salary Range

• $123000 - $215250 annually + bonus + benefits

• Career Area

• Product

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