About this role
Senior Executive, Card Services
iRecharge Tech-Innovations is an internet-powered distribution platform that enables users to purchase virtual products and services such as airtime and mobile data, internet subscriptions, pay-TV, and Bulk SMS.
Senior Executive, Card Services
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 6 - 9 years
- Location Lagos
- Job Field Banking
Key Responsibilities
- Develop and execute the Bank's card services strategy and growth plans.
- Own the end-to-end lifecycle and performance of debit, prepaid, credit, virtual, and other card products.
- Oversee card issuance, activation, delivery, replacement, renewal, and operational processes.
- Oversee card settlement, reconciliation, interchange, fees, and financial controls. Lead fraud prevention, dispute, charge-back, and card risk management.
- Provide regular card performance, risk, revenue, and growth reports to the CEO/COO.
- Identify and implement opportunities to improve card adoption, customer experience, efficiency, and profitability.
Requirements
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Minimum of Bachelor's degree in Business Administration, Economics, Banking & Finance, or a related discipline.
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6-9 years of relevant experience in card services, payments, digital banking, fintech, or card product management.
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Proven experience launching, managing, or scaling a card programme.
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Strong understanding of card processing, settlement, reconciliation, fraud, disputes, and chargebacks.
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Knowledge of virtual cards, tokenisation, contactless payments, digital wallets, and payment APIs.
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Strong commercial understanding of card revenue, interchange, processing costs, and product performance.
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