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Senior Data Scientist

Moniepoint

About this role

About the Role Moniepoint is seeking a data-driven, impact-oriented Senior Data Scientist to power consumer lending decisions at scale. You will build models, experiments, and insights that shape acquisition, underwriting, and retention for millions of customers across Nigeria and Africa. This role sits at the intersection of data science, credit risk, and product, and will influence pricing, credit limit modeling, and model deployment strategy, while driving a culture of data-driven decision making. What You'll Do

  • Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
  • Design and run experiments to optimise approval rates, loss rates, and profitability
  • Partner with product squads to embed decision logic into real-time systems

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