About this role
Job title: Senior Credit Risk Analyst
About the Role Join Atradius' Risk department to assess, monitor and manage credit risk for clients. This role focuses on advanced financial analysis and credit risk assessment to support risk decisions across a global trade credit insurance business.
What You'll Do
- Conduct advanced financial analysis, including IFRS financial statements (IFRS preferred), cash flow analysis and ratio analysis (EBITDA, Leverage, Liquidity, Working Capital).
- Perform group/guarantee assessments and assess corporate exposures.
- Underwrite and assess credit risk; manage corporate portfolios and significant exposures.
- Make independent risk decisions in line with internal policies.
- Manage relationships with sales teams and clients to balance risk and business growth.
What We're Looking For
- More than 5 years of experience in credit risk analysis and/or underwriting (preferably in credit insurance).
- Strong financial analysis and credit risk assessment skills.
- Experience managing corporate portfolios and significant exposures.
- Ability to make independent risk decisions in line with internal policies.
- Strong ability to manage relationships with stakeholders (sales team and clients).
- Strategic mindset with the ability to balance risk and business growth.
- Languages: Spanish (native), English (advanced).
- Advanced Excel.
- Strong organizational skills.
- Ability to prioritize (SLAs, response times, etc.).
Compensation & Benefits
- Dynamic, international and challenging work environment.
- Training and support to reach your full potential including the opportunity for continuous professional development.
- Attractive terms and conditions, including competitive salary, pension package and a range of flexible benefits and rewards.
- Challenging tasks with individual development and training opportunities.
- Equal opportunities for all and an inclusive culture; Atradius promotes diversity.
- We encourage and welcome everyone to apply.