Senior Compliance Specialist

Job Title: Senior Compliance Specialist Locations: Lagos Employment Type: Full-time

Position Summary

• The Senior Compliance Specialist is responsible for supporting the development, implementation, and continuous improvement of the organization's compliance management framework.
• The role ensures adherence to applicable regulatory requirements, AML/CFT obligations, data privacy regulations, and internal policies.
• The Senior Compliance Specialist supports the design and execution of PayZeep's AML/CFT and regulatory-compliance programme, including monitoring, reporting and regulatory-liaison activities.

Key Responsibilities

• Conduct AML/CFT transaction monitoring, KYC/CDD reviews and sanctions screening.
• Prepare and file Suspicious Transaction Reports (STRs) and other regulatory reports.
• Support compliance policy development, training and awareness programmes.
• Conduct compliance testing and monitoring reviews across business units.
• Track regulatory changes and support implementation of new requirements.
• Support regulatory examinations and regulatory correspondence.
• Provide compliance advisory services to business units on new products, partnerships, and initiatives.
• Review and escalate unusual transaction patterns and potential financial crime risks.
• Prepare and submit Suspicious Transaction Reports (STRs), Currency Transaction Reports (CTRs), and other regulatory filings.
• Evaluate the effectiveness of internal controls and recommend corrective actions.
• Conduct thematic reviews and compliance audits across departments.
• Monitor remediation of compliance issues and regulatory findings.
• Coordinate responses to regulatory inquiries and examinations.
• Ensure timely submission of regulatory returns and statutory reports.
• Develop and deliver compliance and AML/CFT training programs.
• Support regulatory inspections, audits, and compliance reviews.
• Maintain records of regulatory communications and submissions.
• Assist in maintaining the Compliance Management Framework.
• Conduct awareness sessions on regulatory developments and emerging compliance risks.
• Support implementation of compliance technology and automation initiatives.

Qualifications

• Bachelor's Degree in Law, Finance, Accounting, or a related field (required).
• CAMS or ICA compliance/AML certification preferred.

Experience

• Total Relevant Experience: 5–8 years

• Fintech / Financial Services Experience: 3+ years in AML/CFT compliance within banking, payments or financial services

• Skills & Competences

• Strong knowledge of AML/CFT regulations and KYC/CDD frameworks

• Experience with transaction-monitoring and screening systems

• Strong analytical and investigative skills

• Clear regulatory report-writing skills

• Strong understanding of CBN regulations, NFIU guidelines, and fintech regulatory requirements.

• Strong analytical and investigative capabilities.

• Excellent communication and report-writing skills.

• Attention to detail and accuracy.

• Regulatory Considerations (Nigeria)

• Executes AML/CFT compliance activities under the Money Laundering (Prevention and Prohibition) Act 2022 and CBN AML/CFT/CPF Regulations.

• Prepares STR/CTR filings to the Nigerian Financial Intelligence Unit (NFIU).

• Supports SCUML registration compliance and CBN regulatory examinations.

• Cybercrimes (Prohibition, Prevention, etc.) Act.

• Application Closing Date: Not Specified.