Senior Backend Engineer - Payments & Integrations

Senior Backend Engineer - Payments & Integrations

iRecharge Tech-Innovations is an Information, Communication and Software Technology firm. We operate with a burning passion to transform the technological terrain of Africa by delivering value to clients through innovative and effective leverage of cutting-edge technology solutions.

We combine sound knowledge of world class technology to design, implement and support business transformation in areas of web and mobile application, software, service and storage systems installation, networking technologies and technology procurement. We have an in-depth understanding on how technology accelerates success, and are passionate about attracting and supporting unique talents in growing our business and driving operational excellence.

We are recruiting to fill the position below:

Job Title: Senior Backend Engineer - Payments & Integrations

Location: Victoria Island, Lagos

Employment Type: Full-time

Key Responsibilities

• Design and maintain NIBSS NIP services including name enquiry, outward transfers, TSQ, inward credits, and reversals.
• Integrate AML screening, transaction monitoring, fraud detection, and KYC providers. Build settlement and reconciliation processes with effective exception handling.
• Lead third-party partner onboarding and technical integration.
• Design secure APIs and integration services with appropriate authentication, encryption, and audit trails.
• Monitor payment success rates, latency, and integration performance.
• Lead incident diagnosis and production support.
• Conduct code reviews and mentor backend engineers.

Requirements

• 3+ years of backend development experience with Java and Spring Boot.
• Hands-on experience with NIBSS NIP, either directly or through an aggregator, is highly required.
• Experience building financial or payment integrations in Nigeria.
• Experience with AML, fraud, transaction monitoring, KYC, or other compliance systems.
• Strong understanding of payment processing, settlement, and reconciliation.
• Strong REST API, SQL, and secure integration skills.
• Knowledge of encryption, message signing, key management, and secure handling of personal data.
• Kafka, Docker, AWS, or similar technologies are an advantage.
• Experience mentoring engineers and leading technical decisions.

Application Closing Date

19th October, 2026.