About this role
Senior Backend Engineer – Payments & Integrations
iRecharge Tech-Innovations is an internet-powered distribution platform that enables users to purchase virtual products and services such as airtime and mobile data, internet subscriptions, pay-TV, and Bulk SMS.
Key Responsibilities
- Design and maintain NIBSS NIP services including name enquiry, outward transfers, TSQ, inward credits, and reversals.
- Integrate AML screening, transaction monitoring, fraud detection, and KYC providers. Build settlement and reconciliation processes with effective exception handling.
- Lead third-party partner onboarding and technical integration.
- Design secure APIs and integration services with appropriate authentication, encryption, and audit trails.
- Monitor payment success rates, latency, and integration performance.
- Lead incident diagnosis and production support.
- Conduct code reviews and mentor backend engineers.
Requirements
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3+ years of backend development experience with Java and Spring Boot.
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Hands-on experience with NIBSS NIP, either directly or through an aggregator, is highly required.
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Experience building financial or payment integrations in Nigeria.
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Experience with AML, fraud, transaction monitoring, KYC, or other compliance systems.
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Strong understanding of payment processing, settlement, and reconciliation.
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Strong REST API, SQL, and secure integration skills.
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Knowledge of encryption, message signing, key management, and secure handling of personal data.
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Kafka, Docker, AWS, or similar technologies are an advantage.
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Experience mentoring engineers and leading technical decisions.
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Check how your CV matches this job
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Application Closing Date: 2026-10-19