Senior Associate, Financial Solutions

Senior Associate, Financial Solutions

The Role

This role will work with a range of teams at Fidelity including Fidelity Technology, Platform, Analytics, Product Management, Legal, and Compliance teams, among others. Your responsibilities will include:

• Define financial planning problems and translate them into testable research questions and quantitative methodologies
• Turn research into implementable solutions by developing prototypes, decision rules, calculation specifications, and functional requirements in partnership with product and technology teams.
• Develop, validate, and back-test quantitative models using simulation, financial modeling, and scenario analysis.
• Evaluate how planning and investment decisions interact, including the effects of account type, asset location, funding source, portfolio assumptions, product selection, and market uncertainty on customer outcomes.
• Improve the transparency and explainability of financial recommendations so customers, representatives, and business partners can understand the assumptions, trade-offs, and drivers of an outcome.
• Explore responsible applications of generative AI and agentic workflows to accelerate research, scenario development, testing, documentation, and explanation of planning recommendations.

The Expertise and Skills you bring

Required

Holds a bachelor’s degree or graduate degree in Engineering, Finance, Mathematics, Econometrics, Computer Science, or equivalent quantitative and logic-oriented degree

Has 3 plus years of relevant financial services experience

Demonstrated experience:

• Be able to work on projects independently under guidance from experienced team members
• Developing quantitative models or optimization in python and Excel or optimization packages

Demonstrated experience or interest in Financial Planning

Preferred

CFA and / or a CFP are a plus; willingness to pursue either preferred

Experience in technology or technology background a plus

Experience in developing solutions, prototypes, or solutions leveraging generative AI.

In addition to above the expertise and skills mentioned requirements, the ideal candidate:

• Is excited to help Fidelity customers with financial planning
• Demonstrates intellectual curiosity, initiative, and love for learning new skills and capabilities
• Possesses strong quantitative and problem-solving skills
• Ability to work independently, as part of a team, and with direction from management or tenured team members
• Enjoys working in a fast-paced team-based environment
• Has excellent communication skills

The Team

The Financial Solutions team, part of Strategic Advisors, develops the research, quantitative methodologies, and decision frameworks that underpin the financial advice and guidance Fidelity provides to wealth, brokerage, and workplace customers through representatives and digital experiences.

The team works across traditional planning boundaries, bringing together financial planning, profiling, tax planning, investment planning, optimization, behavioral insights, and technology. We research complex customer problems, develop and test potential solutions, and partner across Fidelity to bring those solutions to market.

Our work includes developing methodologies for retirement planning which include tax-efficient withdrawals, Roth conversions, savings and distribution strategies, retirement-income funding, healthcare decision support tools, and other decisions that require customers to coordinate their financial plans with their investment portfolios.

Fidelity’s Onsite Working Model Fidelity is transitioning to a full-time onsite working model through a phased rollout across regions and roles. Currently, some roles and locations require 100% onsite presence, while others require less. Onsite expectations are likely to evolve as the rollout continues. This transition does not apply to fully remote roles. The base salary range for this position is $103,000-211,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate’s relevant experience, and other factors.

Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation.

We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted.

Please be advised that Fidelity’s business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories.

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