About this role
About the Role Senior Analyst to join the ABS Group in Fitch Ratings in New York or Chicago. The role focuses on developing credit views across consumer ABS by monitoring macro trends and their impact on pool performance and ABS rating outcomes. You will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans, with opportunities to broaden knowledge across structures and markets. What You'll Do
- Analyze key credit, legal, and structural aspects of ABS transactions.
- Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions.
- Utilize cashflow models to help form opinions on future performance.
- Stay up to date on sector trends and communicate findings effectively within the team and to external stakeholders.
- Contribute to research reports and special projects focused on sector trends. What We're Looking For
- BA/BS degree and at least 3 years of relevant work experience (excluding internships).
- Strong written and verbal communication skills.
- Comfortable analyzing large datasets and deriving meaningful conclusions.
- Enjoy working collaboratively with strong interpersonal skills.
- Solid understanding of finance fundamentals and current economic conditions.
- Eagerness to learn new concepts, ask questions, and grow expertise. Nice to Have
- Direct experience with ABS credit or structured finance is a plus, but not required.
- Thoughtful perspectives on economic trends and their impact on consumer credit performance.
- Passion for analysis, attention to detail, and a desire to build a career in credit research and ratings. Compensation & Benefits
- For New York: base pay range is $95,000 to $110,000 per year. Base pay is complemented by Fitch's benefits with hybrid work environment: 3 days in office per week based on location and role.
- Benefits include retirement planning and tuition reimbursement, comprehensive healthcare offerings, parental leave policies, Employee Resource Groups, paid volunteer days, and matching donations.