Risk Officer

Risk Officer at Victory Empowerment Centre

Victory Empowerment Centre as an organization makes use of group lending methodology as an essential ingredient to sustainable growth. Groups are formed on a self-selection basis and guided by basic social and economic indicators; whereas the group structure facilitates and provides easy access to members.

Risk Officer

• Job Type Full Time
• Qualification BA/BSc/HND
• Experience 2 - 4 years
• Location Lagos
• Job Field Risk Management and Compliance

Job Summary

• We are looking for a detail-oriented and analytical Risk Officer to identify, assess, monitor, and manage risks across the company's credit / financing, operations, compliance, and business activities.

Key Responsibilities

• Identify and assess financial, credit, operational, compliance, and reputational risks.
• Conduct risk assessments for clients, transactions, products, and business activities.
• Monitor loan and financing portfolios and identify early warning signs.
• Monitor internal controls and recommend improvements.
• Track key risk indicators and follow up on corrective actions.
• Support regulatory compliance, audits, inspections, and reviews.
• Prepare periodic risk reports for Management.
• Maintain an accurate risk register and records of incidents and mitigation actions.
• Support the development and review of risk policies and procedures.
• Monitor emerging risks and provide risk-related advice to Management.

Requirements

• Bachelor's Degree or HND in Risk Management, Finance, Accounting, Economics, Business Administration, Banking & Finance, Statistics, or a related discipline.
• 2–4 years of relevant experience in risk management, credit, financial services, internal control, audit, or compliance.
• Experience in a financial institution, investment company, lending/financing company, or similar organization is an advantage.
• Strong credit and financial analysis skills.
• Good knowledge of internal controls and regulatory requirements.
• Proficiency in Microsoft Office, particularly Excel.
• Strong analytical, communication, documentation, and problem-solving skills.
• High level of integrity, confidentiality, and professional judgment.

Salary

Negotiable.

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