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Reconciliation & Settlement Officer

Kuda Bank
Lagos Posted Oct 12, 2026
On-site

About this role

Reconciliation & Settlement Officer

View Jobs in Banking / Financial Services / View Jobs at Kuda Bank

Posted: Oct 12, 2026 Deadline: Not specified

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Kuda is a full-service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly, and save more.

Reconciliation & Settlement Officer

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 3 years
  • Location Lagos
  • Job Field Finance / Accounting / Audit

Role Overview

  • We are seeking a highly skilled reconciliation analyst to join our Payments Operations team.
  • The purpose of this role is for Kuda to achieve complete, timely and accurate analysis and settlement of all agency banking transactions made, in accordance with International Accounting Standards.

Job Responsibilities

  • Ensure daily reconciliation of all POS transactions and settling partners according to agreed SLA
  • Identify, investigate, and escalate outstanding items to switch and other third parties for prompt resolution
  • Liaise with banks and vendors on settlement discrepancies
  • Attend to POS merchant disputes daily and ensure no chargeback defaults to system
  • Liaise with the Product and technical team to resolve issues around POS transactions
  • Ensure Daily validation of transaction posting to GLs
  • Respond to general inquiries directed to Settlement from support or service areas
  • Ensure that suspense items do not exceed the established timeline designated for each type of exception
  • Share daily/monthly reports on activities done

Requirements

  • At least 3 years of experience in payments reconciliation

  • Attention to details

  • Accountability and ownership.

  • Excellent communication skills

  • Initiative driven.

  • Collaborative skills

  • Check how your CV matches this job

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