About this role
Moody's Local Mexico – Ratings Associate
The Ratings Associate supports credit analysis and ongoing monitoring of a diversified financial institutions portfolio within Moody's Local Mexico, working closely with Lead Analysts.
- Perform credit analysis and ongoing monitoring of an assigned portfolio under the guidance of Lead Analysts
- Analyze financial statements, regulatory information, business models, competitive positioning, risk profiles, and relevant market developments
- Evaluate credit considerations such as asset quality, capitalization, profitability, funding, liquidity, risk management, and operating environment, as applicable
- Build and maintain financial models, analytical scorecards, forecasts, peer comparisons, charts, and presentation materials
- Identify emerging risks, credit trends, information gaps, and developments that could affect an entity's credit profile or rating
- Apply Moody's Local methodologies, analytical frameworks, and documentation standards
- Prepare rating committee materials and clearly articulate key credit strengths, risks, assumptions, and rating considerations
- Present assigned analysis and contribute constructively to rating committee discussions
- Support the documentation and completion of rating actions in accordance with applicable processes, controls, and regulatory requirements
- Draft credit opinions, press releases, rating-action announcements, issuer comments, and sector research in collaboration with Lead Analysts
- Monitor financial, regulatory, economic, and industry developments and contribute ideas for relevant credit research
- Participate in meetings with rated entities and assist in preparing analytical agendas, discussion points, and follow-up questions
- Participate, as appropriate, in investor briefings, industry events, and other analytical market-engagement activities
About the Team
Our Financial Institutions Group team at Moody's Local Mexico is responsible for delivering rigorous, independent credit analysis across a broad spectrum of financial sector entities, including banks, non-bank financial institutions, insurance companies, brokerage firms, asset managers, investment funds, and other financial-sector participants. By joining our team, you will be part of high-impact analytical work that contributes directly to Moody's ratings accuracy, market transparency, and research excellence in the Mexican and broader Latin American markets. We embrace a collaborative, intellectually curious culture where associates work alongside experienced Lead Analysts and are supported in growing their sector knowledge, technical expertise, and analytical judgment — with a growing focus on AI-enabled tools and innovation to drive smarter, faster insights.