About this role
Principal Consultant - Payments SME
Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent
Drive transformation across high-value payment systems in a fast-evolving global landscape
The RoleWe are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.
What You’ll Do
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Lead business analysis activities across high-value payments and transformation initiatives
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Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams
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Gather, document, and translate business and technical requirements into actionable deliverables
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Support transformation programs across payment systems including cross-border transactions
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Collaborate with stakeholders to ensure alignment across business, technology, and operations
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What We’re Looking For
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Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments
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knowledge of high-value payment systems and transaction flows
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Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)
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Experience delivering within agile environments and facilitating Scrum practices
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Ability to engage stakeholders and communicate requirements clearly across teams
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Bonus Points For
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Experience in payments transformation or modernization programs
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Exposure to cross-border payments and regulatory considerations
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Familiarity with financial messaging standards and payment processing systems
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Experience working with Tier 1 financial institutions
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Certification in Agile, Scrum, or Business Analysis disciplines
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Why Join Capco
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Deliver high-impact technology solutions for Tier 1 financial institutions
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Work in a collaborative, flat, and entrepreneurial consulting culture
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Access continuous learning, training, and industry certifications
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Be part of a team shaping the future of digital financial services
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Help shape the future of digital transformation across FS & Energy.
We offer a competitive, people-first benefits package designed to support every aspect of your life:
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Medical, Dental, Vision coverage
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401(k) with employer match
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Paid parental leave and dependent care support
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Tuition reimbursement and wellness programs
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Commuter benefits and employee discount platform
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Inclusion at Capco****We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.