Portfolio Solutions Underwriter

About the Role Talbot, part of AIG, operates within the Lloyd's Market. As a Portfolio Solutions Underwriter, you will manage and underwrite business bound under Portfolio Solutions, ensuring risks fall within approved authority and policy governance. This role offers the opportunity to grow your skills and contribute to a balanced, diverse portfolio. What You'll Do

• Manage, assess, and underwrite business bound under Portfolio Solutions, ensuring risks fall within approved underwriting authority levels and policy governance requirements.
• Conduct detailed pre-bind underwriting reviews, including exposure analysis to determine appetite fit, proposed Coverholder authority levels, underwriting guidelines, and adherence to Lloyd's and internal AIG/Talbot standards.
• Provide ongoing oversight of individual facility and class performance including bordereaux reviews, audit reviews, referrals, premium, claims, opportunities.
• Recommend adjustments, improvements, endorsements, or changes to underwriting authorities as part of continuous quality review processes (e.g., sign-off requirements referenced in underwriting authority approval emails).
• Contribute to portfolio strategy and product development by identifying performance trends and emerging risks within delegated segments.
• Support business planning with data-driven insights to help optimise the portfolio and improve profitability.
• Work directly with brokers, coverholders, and internal stakeholders to maintain high service levels and support profitable and sustainable delegated arrangements. What We're Looking For
• Experience underwriting within a Lloyd's or company market environment, ideally underwriting Binding authorities and/or Portfolio Solutions.
• Strong analytical skills to interpret risk level data, translate insights into underwriting decisions and make portfolio recommendations.
• Ability to maintain high-quality underwriting files and documentation within the defined underwriting file structure.
• Understanding of underwriting governance, risk appetite frameworks, and file quality expectations, consistent with AIG underwriting policy standards.
• Ability to work cross-functionally with underwriting, actuarial, operations, DA teams, finance and product leadership.
• Excellent communication and relationship-management skills for engaging brokers, coverholders, internal CUOs, and governance teams.
• Proficiency in Excel, Power BI or similar analytical tools.
• A collaborative mindset and ability to thrive in a dynamic, growth-oriented environment.
• Attention to detail and commitment to compliance with Lloyd’s, regulatory, and AIG/Talbot standards. Compensation & Benefits
• Total Rewards Program including comprehensive benefits focused on health, wellbeing and financial security, as well as professional development.