Portfolio Analyst

Renmoney - Portfolio Analyst

We’re looking for a Portfolio Analyst to help us scale and optimize our credit portfolio. You’ll work hands-on with portfolio metrics, risk strategies, and pricing, collaborating closely with Product and Data Science to turn data into clear, impactful decisions. The scope of responsibilities will include:

Responsibilities

Credit Portfolio Management:

• Analysis and monitoring of key portfolio metrics: FPD, PD, LGD, NPL, Surplus;
• LTV assessment and active participation in product pricing;
• Development of customer segmentation strategies (e.g., by risk levels, products, acquisition channels);
• Assessment of the impact of internal initiatives on financial results;
• Optimization of the portfolio structure (balancing high-yield and low-risk loans).

Risk Management:

• Monitoring of risk concentration (e.g., by regions, products, borrower segments);