About this role
About the Role Accenture is seeking a Payments Technical Architect to design, implement, and optimize payment solutions for clients with a focus on modernization and embedded payments. This Senior Manager role combines architecture leadership with client delivery across Banking & Capital Markets projects. What You'll Do
- Lead go-to-market strategy for payments modernization
- Design end-to-end payment solutions for commercial and retail banks, networks, payment processors, ensuring scalability, reliability, and security
- Collaborate with CIO, CTO, and LOB leaders to sell, define and deliver payment solutions that meet complex needs and comply with industry standards
- Evaluate and integrate payments APIs and third-party service providers (e.g., Finacle, FIS, TSYS, Finastra, Fiserv, Volante)
- Ensure regulatory compliance
- Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience
- Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms
- Develop documentation and maintain best practices for payment architecture and integrations
- Lead the resolution of technical issues related to payment systems
- Stay updated on trends such as CBDC and GenAI, tools, and technologies in the payments domain What We're Looking For
- 5+ years consulting experience; Bachelor's degree in Computer Science, Engineering, or a related field
- Proven experience as a Technical Architect or similar role in payments or financial services
- Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, and ISO 8583)
- Strong knowledge of tokenization and encryption standards
- Experience with modern architecture and engineering practices (e.g., Domain Driven Design, Event Driven Architecture)
- Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture
- Excellent communication and stakeholder management skills Nice to Have
- Experience with platforms and payment orchestration layers
- Knowledge of fraud prevention technologies and tools
- Experience with real-time payment systems (e.g., RTP, FedNow)
- Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional) Compensation & Benefits
- Travel up to 80% as required
- Compensation varies by location, role, skill set, and experience
- Benefits are not specified in the posting