About this role
About the Role Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, this position interviews mortgage loan applicants, initiates applications for credit or extension of lines of credit secured by real property at the member’s home, place of business, or other appropriate locations external to the organization’s facilities. Assists members with other products the Credit Union offers. Plans and participates in real estate business development activities required to promote real estate loan products. This individual will also periodically assist the Department Manager in the daily operations and planning of the mortgage function. What You'll Do
- Personally interviews applicants and requests specified information for loan application. Correct information must be recorded in written form or by computer where automated loan processing technology is available.
- Generates referral business, leads, and relationships with existing clients, past clients, members, Select Partner Groups, and real estate professionals.
- Analyzes potential opportunities in each lending situation to further assist the borrower as well as increase the Credit Union’s relationship.
- Provides financial counseling through interviewing, taking applications, and pre-qualifying applicants.
- Ensures loan agreements are complete and accurate according to policy and requirements set out in regulation, law, or secondary market requirements for real estate loans.
- Ensures the successful resolution of mortgage applications and any related problems. What We're Looking For
- Bachelor's in business
- 3+ years mortgage origination/servicing/underwriting experience
- Strong communication
- Math
- Regulatory knowledge
- Sales/business development skills