About this role
Mortgage Analyst
Job at Prodigy HR Solutions
Prodigy HR Solutions - Our client is recruiting to fill the position below:
Job Position: Mortgage Analyst
Job Location: Lagos
Summary
- We are seeking a detail-oriented and quality-driven persons to join its team.
- We are looking for a qualified professional with strong financial analysis, credit assessment, and mortgage transaction experience to support property financing and mortgage lending operations.
Key Responsibilities
- Analyse mortgage applications, income, credit profiles, financial capacity, and repayment ability.
- Conduct credit assessments, affordability analysis, and underwriting.
- Review property documentation, valuation reports, and title documents.
- Prepare comprehensive credit appraisal reports and recommendations for approval.
- Manage mortgage applications throughout the entire process.
- Liaise with commercial banks, mortgage institutions, valuers, solicitors, and other stakeholders to facilitate mortgage financing.
- Ensure all transactions comply with regulatory requirements, lending policies, and internal controls.
- Advise prospective homeowners on mortgage options, eligibility criteria, repayment structures, and documentation requirements.
Requirements
- Bachelor's Degree in Finance, Accounting, or a related discipline.
- Minimum of 5 years of relevant experience, preferably in a commercial bank or mortgage bank.
- Proven experience in residential property financing and mortgage transactions.
- Strong analytical, financial assessment, communication, and report-writing skills.
- Excellent attention to detail and knowledge of mortgage lending processes.
Salary
N500,000 - N800,000 monthly net.