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Member of Technical Staff – Full Stack, Credit

Wellfound
New York City; San Francisco Posted Sep 4, 2026
HybridUSD 185,000 - 250,000 / year

About this role

The Role

We’re hiring a Member of Technical Staff – Full Stack, Credit to help build Stuut’s next generation of credit products, including trade credit, receivables financing, payment plans, and related financial workflows.

You’ll work closely with product, data, and operations to turn messy operational and financial data into trustworthy credit state and deterministic decisions. You’ll build systems that understand what is owed, what has been paid, what is disputed, what counts toward exposure, and how those facts should drive credit policy.

This is a high-ownership product engineering role for someone who wants to work close to the underlying financial data and build systems where correctness matters. Deep credit expertise isn’t required, but you should have experience building financial systems and be excited to develop deep expertise in credit. Your work will help make Stuut’s credit decisions explainable, auditable, and reliable as we expand the platform.

What You’ll Do

  • Build and own core systems powering Stuut’s credit and financing products

  • Develop reliable exposure, balance, eligibility, and limit calculations across complex financial data

  • Design deterministic policy and decision systems that make credit outcomes explainable and auditable

  • Model financial state across invoices, payments, credits, disputes, orders, and related events

  • Build systems that safely handle delayed, duplicated, missing, or conflicting upstream data

  • Create controls for reconciliation, idempotency, stale state, overrides, corrections, and failure recovery

  • Integrate external credit data and internal behavioral signals into decision workflows

  • Partner closely with product, data, and operations to translate real customer workflows into scalable product behavior

  • Build reusable credit-domain primitives without introducing customer- or ERP-specific logic into the core system

  • You Might Be a Fit If You…

  • Have experience building credit, lending, payments, accounting, or other financial systems where correctness and controls matter

  • Have built deterministic policy engines, decision systems, ledgers, balance calculations, or exposure systems

  • Understand concepts like reconciliation, idempotency, audit trails, data provenance, and failure recovery

  • Are comfortable reasoning through incomplete, delayed, duplicated, or contradictory financial data

  • Think explicitly about state transitions, overrides, corrections, exceptions, and the difference between confirmed and pending financial state

  • Have strong systems design and product engineering judgment and can trace a financial result back to exactly how it was produced

  • Want ownership of a difficult product area and naturally question a number until you understand where it came from

  • Enjoy building explicit, deterministic systems that can eventually support many different financial products

  • Are highly proficient in Python and have experience working with technologies like Postgres, Snowflake, and AWS; experience with DBOS is a plus

  • Thrive in a high-growth startup where engineers work closely with the product and own problems end to end

Compensation

  • Top-of-market salary and equity package
  • Benefits (for U.S.-based full-time employees)
  • Medical, dental & vision insurance coverage for you
  • 401(k) & Match
  • Equity
  • Flexible PTO
  • Parental Leave

About the company

Stuut

Actively Hiring

AI Co-Pilot for Accounts Receivable 11-50 Employees

New York City

11-50

Artificial Intelligence

Enterprise Software Company

Artificial Intelligence

Finance

Finance Technology

Top 10% of responders

Stuut is in the top 10% of companies in terms of response time to applications

Responds within a few days

Based on past data, Stuut usually responds to incoming applications within a few days

B2C

Early Stage

Startup in initial stages

Growing fast

Showed strong hiring growth in the past month

Employees joined from

Brown University

Blue Apron

Intus Care

Healogics

Foodtec Solutions

Learn more about Stuut

Funding

AMOUNT RAISED

$7M

FUNDED OVER

1 round

Round

S $7000000

Seed - Nov 2024

View Stuut's funding history

Perks

Healthcare Coverage We cover healthcare for you and the beloveds.

Parental leave Family comes first!

Equity benefits

Remote friendly

Generous vacation Take the time you need to recharge.

Pet-friendly office

Professional development

Giving Back Once a quarter we collect as a team to build the community around us!

Explore Stuut's perks and benefits

Founders

Tarek Alaruri Founder and CEO • 3 years

New York City

Ben Winter Chief Operating Officer

New York City

Tarek Alaruri Founder and CEO • 3 years

New York City

View the team

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