Medical Stop Loss Underwriting Practice Lead – Accident & Health

About the Role The Medical Stop Loss Underwriting Practice Lead – Accident & Health will evaluate, price, and manage risk on employer group stop-loss business. This role requires advanced technical expertise in underwriting Specific and Aggregate Stop Loss plans for self-funded medical programs and a strong understanding of risk factors, industry trends, and broker/client expectations. What You'll Do

• Manage and oversee Program Managers with Delegated Underwriting Authority.
• Create Underwriting Guidelines and oversee adherence and audits.
• Timely handling of case referrals and renewals.
• Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums and terms.
• Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities.
• Develop and maintain strong relationships with brokers, consultants, and TPAs.
• Present underwriting rationale and recommendations to internal stakeholders with clarity and confidence.
• Ensure compliance with underwriting guidelines, regulatory requirements, and company risk tolerance.
• Recommend modifications to underwriting practices and tools based on emerging market trends and experience.
• Mentor and train junior underwriters; support development of new products, pricing strategies, and process improvements. What We're Looking For
• Bachelor’s degree or higher and/or equivalent experience.
• Minimum 7+ years of medical stop-loss underwriting experience; strong background in both specific and aggregate coverage.
• Knowledge of healthcare payers, health plan administration, and medical service providers.
• Advanced knowledge of Medical Underwriting practices and principles.
• Excellent analytical, mathematical, and communication skills.
• Ability to manage multiple priorities and make sound underwriting decisions in a fast-paced environment.
• Demonstrated ability to build broker and TPA relationships and support business growth initiatives.
• Demonstrated ability to develop and execute strategies to grow profitability and production growth.
• Strong customer service ethic, with a sound understanding of business processes.
• Self-motivated and able to set strategic direction.
• Able to work in a team to lead and contribute so that AIG meets its strategic goals.
• Knowledge of state regulatory and compliance requirements.
• Ability to multi-task and handle divisional objectives as requested and handles multiple priorities often under tight deadlines.
• Strong sense of responsibility for one’s actions and work. Nice to Have
• Strong knowledge of ERISA plans, self-funding structures, and cost containment programs.
• A cost containment background, such as utilization review or managed care is helpful.
• Experience as an RN Medical Case Manager is ideal.
• Collaborative and strategic mindset with attention to detail and accuracy. Compensation & Benefits
• NYC, NY: base salary range $118,000-$178,000; NJ: $126,000-$171,000; IL: $125,000-$173,000. Position eligible for a bonus under the applicable incentive plan.
• Comprehensive benefits package (Total Rewards) and US Benefits Overview.