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Licensed Loan Officer

Distro
Farmington Hills, Michigan Posted Oct 15, 2026
Full-timeOn-site

About this role

Licensed Loan Officer – Northgate Mortgage LLC

  • Position: Licensed Loan Officer

  • Company: Northgate Mortgage LLC

  • Location: Farmington Hills, MI (48334)

  • Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit

  • Compensation: Commission-Only Compensation Structure

  • Unlimited earning potential

  • Commission-only position (no guaranteed salary or hourly wage)

  • Earnings based on funded loan production

  • Compensation directly tied to loan originations and closed transactions

  • Significant upside for high-volume producers

  • About Northgate Mortgage:

  • Provides a broad range of lending solutions including:

  • Conventional Mortgages

  • FHA Loans

  • Purchase Loans

  • Refinance Loans

  • Cash-Out Refinances

  • Reverse Mortgages

  • Construction Loans

  • DSCR Loans

  • Residential Mortgage Programs

  • Commercial Lending Solutions

  • Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products

  • Role Overview:

  • Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing

  • Key Responsibilities:

  • Generate mortgage loan opportunities

  • Develop referral and borrower relationships

  • Convert company-provided leads

  • Conduct borrower consultations

  • Analyze borrower financing needs

  • Recommend appropriate mortgage products

  • Collect and review loan documentation

  • Maintain pipeline activity and follow-up schedules

  • Guide borrowers from application through closing

  • Work closely with processors, underwriters, and operations teams

  • Ensure compliance with lending regulations

  • Meet production and funding goals

  • Required Qualifications:

  • Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam

  • Ability to obtain required state licenses

  • Strong verbal and written communication skills

  • Excellent relationship-building skills

  • Strong sales and customer service abilities

  • Experience managing multiple borrowers and active files

  • Strong time management and organizational skills

  • Comfortable working in a commission-only compensation structure

  • Ability to make outbound calls and develop business

  • Ability to maintain borrower confidentiality

  • Goal-driven, self-motivated mindset

  • Ability to learn company systems and mortgage products

  • Preferred Experience:

  • Mortgage lending

  • Mortgage sales

  • Loan origination

  • Banking

  • Financial services

  • Borrower relationship management

  • Mortgage pipeline management

  • Lead conversion and prospecting

  • Benefits (Eligible After 90 Days):

  • Health Insurance

  • 401(k)

  • Professional Development

  • Company-Paid Licensing Support

  • Assistance Obtaining Additional State Licenses

  • Mortgage Product Training

  • In-House Systems Training

  • Workflow & Process Training

  • Career Advancement Opportunities

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