About this role

Nairapoint Finance Limited – Legal Officer

Location: Ikoyi, Lagos Employment Type: Full-time

Job Purpose

The Legal Officer is responsible for executing day-to-day internal legal operations, commercial contract drafting and review, credit legal documentation, collateral perfection, regulatory compliance tracking, labor law advisory, and pre-litigation dispute management.
The job holder acts as an operational legal safeguard to protect the company's legal interests, minimize risk, and ensure regulatory compliance.

Duties and Responsibilities

Commercial Contracts & Operational Agreements:

Draft, review, negotiate, and vetting all commercial contracts, service level agreements (SLAs), vendor management contracts, non-disclosure agreements (NDAs), and strategic partnership MOUs.
Maintain and regularly update the company's repository of standard contract templates, legal disclaimers, and terms of service to minimize business exposure.
Ensure commercial agreements strictly comply with internal risk guidelines and statutory provisions.

Credit Legal Execution, Due Diligence & Collateral Perfection:

Draft and review credit documentation including offer letters, loan agreements, deeds of legal mortgage, debentures, personal/corporate guarantees, and pledge agreements.
Conduct thorough legal due diligence on corporate borrowers, verifying registration status, board resolutions, corporate capacity, and existing encumbrances prior to credit disbursement.
Execute title searches at Land Registries, corporate searches at the Corporate Affairs Commission (CAC), and register security interests with the National Collateral Registry (NCR) to ensure proper perfection of collateral.

Regulatory Compliance Tracking, Statutory Filings & Corporate Secretariat:

Monitor circulars, guidelines, and statutory updates from key financial and regulatory authorities (e.g., CBN, SEC, FCCPC, NITDA, NDPR/NDPA) and advise management on operational compliance.
Prepare, execute, and track statutory filings with the Corporate Affairs Commission (CAC), including annual returns, changes in directorship, and share allotments.
Provide secretarial support for Board and Committee meetings, including assisting in board pack collation, meeting logistics, drafting meeting minutes, and tracking action items.
Assist in operationalizing Anti-Money Laundering (AML/CFT) and Know Your Customer (KYC) regulatory compliance standards across departments.

HR Legal Support, Labor Law & Intellectual Property (IP):

Advise Human Resources on employment contracts, non-compete clauses, staff handbooks, employee exit procedures, and disciplinary matters to ensure full alignment with local labor laws.
Assist in registering, tracking, and protecting company trademarks, domain names, proprietary software licenses, and brand assets.

Draft and issue formal legal demand letters, notices of default, and cure warnings to non-performing loan defaultors and defaulting contractual partners.
Participate in pre-litigation negotiations and out-of-court dispute resolution to recover outstanding receivables.
Liaise with external retainer law firms and litigators; collate case files, prepare litigation briefs, track court schedules, and maintain litigation logs (without appearing directly in court).

General Education:

Professional Qualification:

Call to the Nigerian Bar (B.L) is mandatory.
Relevant certifications (e.g., ICSAN, Compliance Institute, or CAMS) would be an added advantage.

Minimum 3–5 years post-call experience in commercial law, credit documentation, collateral perfection, regulatory compliance, or in-house legal counsel role within financial services, banking, or top-tier corporate legal practice.

10th October, 2026.

Legal Officer