Junior Executive, Card Services

Job title: Junior Executive, Card Services

Job Overview

Location

Lagos, Lagos, Nigeria

Employment Type Full-time

Work Arrangement On-site

Sector Finance & Banking

Experience Level Junior (1-3 years)

Application Deadline October 17, 2026

About the Company

iRecharge Tech-Innovations is a forward-thinking company operating at the forefront of the digital payments and fintech sector in Nigeria. They are dedicated to simplifying and enhancing financial transactions through innovative technological solutions. The company focuses on providing seamless and secure payment experiences for its users, contributing to the broader digital transformation within the Nigerian economy. Their work involves leveraging cutting-edge technology to address the evolving needs of consumers and businesses in the payment space.

Job Description iRecharge Tech-Innovations is seeking a motivated Junior Executive to join our dynamic Card Services team in Lagos. This role offers a fantastic opportunity to gain hands-on experience in the rapidly evolving world of digital payments and fintech. You will be instrumental in supporting our card operations, contributing to the smooth functioning of payment systems and ensuring excellent service delivery. If you are eager to build a career in the financial technology sector and possess a strong foundational understanding of card services, we encourage you to apply.

Required Skills

• Card Services
• Payments
• Digital Banking
• Fintech
• Card Operations
• Visa
• Mastercard
• Payment Schemes
• Card Processors
• Card Issuance
• Transaction Processing
• Settlement
• Reconciliation
• Fraud
• Chargebacks
• Virtual Cards
• Digital Wallets
• Tokenisation
• Payment APIs

Key Responsibilities

• Support the daily operations of card services, including issuance, processing, and settlement.
• Assist in reconciling transactions and identifying discrepancies.
• Contribute to fraud monitoring and chargeback management processes.
• Liaise with payment processors and card schemes as needed.
• Help in the implementation and management of new card products and features.
• Maintain accurate records and documentation related to card operations.
• Provide support for customer inquiries related to card services.

Qualifications

• Bachelor's degree in Business Administration, Economics, Banking & Finance, Technology, or a related field.
• 2-4 years of experience in card services, payments, digital banking, fintech, or card operations.
• Practical experience with Visa, Mastercard, local payment schemes, or card processors.
• Strong knowledge of card issuance, transaction processing, settlement, reconciliation, fraud, and chargebacks.
• Good understanding of virtual cards, digital wallets, tokenisation, and payment APIs is an advantage.