About this role
Job title: Investment Property Loan Specialist
About the Role This role focuses on helping clients understand and secure investment property financing, including Wealth Builder DSCR loans, to support real estate investment goals. The role involves explaining property types, lender requirements, and the potential financial outcomes of rental income and appreciation.
What You'll Do
- Educate clients on investment property loan options, including single-family homes, multi-family properties, commercial properties, vacation rentals, and mixed-use properties.
- Explain differences between second homes and rental/investment properties and their implications for terms and underwriting.
- Assess borrower qualifications such as down payment requirements, credit score, debt-to-income ratio, cash reserves, and income stability.
- Discuss Wealth Builder DSCR loan features, eligibility, and how rental income is analyzed for loan approval.
- Guide borrowers through the loan process and coordinate with loan officers and underwriting.
- Stay current on lender requirements and market conditions to advise clients effectively.
What We're Looking For
- Knowledge of investment property financing and DSCR loans.
- Ability to clearly explain loan products and underwriting criteria to clients.
- Strong communication and advisory skills for real estate investors.
- Experience in mortgage lending or real estate finance is preferred.