Inside Property Adjuster- Remote

Inside Property Adjuster- Remote

National General an Allstate company

Inside Property Adjuster- Remote

United States

Fully Remote – As long as you live in the country specified in the job posting, you are not required to work in an office.

Experienced Professional

Claims

Job # : R34768

Posted on October 5, 2026

Key aspects of the role:

• Drive sales growth by engaging with interested prospective customers- all while working remote
• No cold calling— Connect through inbound calls and proactive outbound calls with active insurance shoppers
• Enjoy competitive compensation with a base salary + uncapped performance-based incentives
• Sell reputable products from Allstate and our family of brands

Role overview

Keys to Success

Working in Sales

Working together

Role overview

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

We are seeking an experienced Property Large Loss Adjuster to join our Homeowners Claims team supporting the Western region. This role is responsible for managing complex, high-severity residential property claims, typically exceeding $100,000 in loss value, from initial investigation through final resolution.

The ideal candidate brings extensive large loss property experience and can independently handle complex claims involving fire, wind, hail, catastrophe, and other major property damage events. This is a fully remote position with no field inspections required. Physical inspections are completed through independent adjusters, contractors, and other third-party partners, while you manage the overall claim strategy, coverage analysis, estimate review, negotiation, and resolution.

• This role will support claims primarily across the Western region.

• Investigate, evaluate, negotiate, and resolve complex homeowners property claims involving significant damages and exposures.

• Manage large loss claims resulting from fire, weather events, catastrophes, and other major property losses.

• Determine coverage, evaluate damages, and issue claim decisions within established authority levels.

• Review contractor and independent adjuster estimates for accuracy, scope, and appropriateness of repair recommendations.

• Utilize Xactimate estimates and supporting documentation to assess damages and identify discrepancies or opportunities for clarification.

• Manage claim authority requests and effectively document claim rationale for elevated approvals.

• Handle additional living expense (ALE) and personal property exposures as part of complex homeowner claims.

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

We are seeking an experienced Property Large Loss Adjuster to join our Homeowners Claims team supporting the Western region. This role is responsible for managing complex, high-severity residential property claims, typically exceeding $100,000 in loss value, from initial investigation through final resolution.

• This role will support claims primarily across the Western region.

• Investigate, evaluate, negotiate, and resolve complex homeowners property claims involving significant damages and exposures.

• Manage large loss claims resulting from fire, weather events, catastrophes, and other major property losses.

• Determine coverage, evaluate damages, and issue claim decisions within established authority levels.

• Review contractor and independent adjuster estimates for accuracy, scope, and appropriateness of repair recommendations.

• Utilize Xactimate estimates and supporting documentation to assess damages and identify discrepancies or opportunities for clarification.

• Manage claim authority requests and effectively document claim rationale for elevated approvals.

• Handle additional living expense (ALE) and personal property exposures as part of complex homeowner claims.

• Collaborate with contractors, mitigation vendors, independent adjusters, legal partners, and internal stakeholders to drive claims toward resolution.

• Provide guidance and mentorship to less experienced claims professionals.

• Maintain strong customer communication while managing claims that may remain open for extended periods due to the complexity of repairs and reconstruction efforts.

Desired Qualifications

• Extensive experience handling large loss residential property claims, typically exceeding $100,000.

• Strong understanding of residential construction, repair processes, and property damage assessment.

• Experience reviewing and interpreting Xactimate estimates.

• Ability to independently manage complex claims with minimal oversight.

• Strong analytical, negotiation, and decision-making skills.

• Proven ability to manage multiple complex files simultaneously.

• Excellent written and verbal communication skills.

Additional Preferred Qualifications

• Experience handling catastrophe-related property claims.

• Background managing fire, wind, hail, wildfire, or severe weather-related losses.

• Previous experience working with contractors, independent adjusters, and restoration vendors.

• Prior leadership, mentoring, or peer coaching experience.

Supervisory Responsibilities

• This job does not have supervisory duties.

LI-JH1

• Skills

• Case Management, Claims Administration, Insurance Underwriting, Negotiation, Property Claims, Relationship Building, Stakeholder Relationship Management, Xactimate

Compensation

Compensation offered for this role is 68,500.00 – 115,600.00 annually and is based on experience and qualifications.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

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