Global Credit Risk Data Scientist

Global Credit Risk Data Scientist

Global Credit Risk Data Scientist

Requisition ID:

6236

Job Location:

Gurgaon - India

Category:

Financial Services

Job Type:

Full Time

Working Mode:

Fully On-Site

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About Us

At CNH, we're driven by a clear purpose: we serve and advance the people who feed and build a growing world.

As a global leader in agriculture and construction, we create the equipment, technology, and solutions that help our customers work more productively and sustainably. Our success starts with our people, and we foster a collaborative culture where innovation thrives and every employee has the opportunity to grow.

Grow a Career. Build a Future.

If you're ready to make an impact and build a career with purpose, there's a place for you at CNH.

Job Purpose

As Credit Risk Data Scientist, you will join our Global Risk team in CNH Industrial Financial Services. Being member of a global team, you should expect being involved with projects locally for AANZ and potentially other Global regions, supporting data science standards, ad hoc and periodical risk-centric projects with focus on preparing, managing, and analyzing multiple data sets, applying machine learning algorithms to create credit risk models, as well as following established policies and procedures for developing and distributing standard reports. Also, you are expected to collaborate with other risk team members and stakeholders from across the organization to initiate and implement creative business solutions which meet business needs. To be successful in this role, you must have very strong quantitative, logical, analytical, and problem-solving skills, being able to work with little supervision in a fast‐paced environment, and to handle multiple projects simultaneously.

Key Responsibilities

• Apply statistical modeling and Machine Learning (ML) techniques on big data to develop, refine and implement retail/commercial lending models as well as associated alignments and cutoffs for all regions. Models include but are not limited to origination, behavior, collection, financial, bureaus, delinquency, fraud, losses, and auto-approval

• Work with IT to create/improve and keep structured data, perform data maintenance and management on daily basis, and consult on best practices for data retention

• Work to strengthen/increase partnership with external data suppliers worldwide, expanding our options to improve the prediction power of our models

• Assess tools/data purchased to support risk management plus tools used by outside vendors or partners

• Perform ad hoc analyses of business situations, systems, issues, and problems as well as research and test new technologies for risk mitigation

• Provide and present the results of analyses in the form of graphs, charts, and tables, in high quality fashion and acceptable format, for management, peer and audit reviews

• Document and maintain all procedures and models steps

• Validation and monitoring of risk tools and their application in underwriting, collection, or other user areas

• Experience Required

• Minimum of 2 years of experience creating/applying advanced algorithms and/or statistical models such as (machine learning techniques, Logistic regression, hazard rate, time series, Simulation, etc.)

Skills

• Strong programming knowledge (Python, SAS, R, and others)

• Strong knowledge and experience in Big Data

• Strong interpersonal, written, and verbal communication skills

• Advanced ability to perform exploratory data analysis

• Problem solving skills and ability to propose and implement creative solutions

• Ability to work both independently and as part of a team

• Analytically oriented with strong logical and quantitative skills

• Knowledge and leadership to carry projects Preferred:

• Capital goods Industry experience including basic understanding of the network and dealer/end user customer dynamics

• SAS, Data Warehouse/Big Data Knowledge

• Preferred Qualifications

• Bachelor’s degree or MBA in a quantitative discipline or related fields (e.g. Analytics, Data Science, Statistics, Mathematics, Economics, Finance, Engineering, etc.)

What We Offer

We offer dynamic career opportunities across an international landscape. As an equal opportunity employer, we are committed to delivering value for all our employees and fostering a culture of respect.

At CNH, we understand that the best solutions come from the diverse experiences and skills of our people. Here, you will be empowered to grow your career, to follow your passion, and help build a better future. To support our employees, we offer regional comprehensive benefits, including:

• Flexible work arrangements
• Savings & Retirement benefits
• Tuition reimbursement
• Parental leave
• Adoption assistance
• Fertility & Family building support
• Employee Assistance Programs
• Charitable contribution matching and Volunteer Time Off

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Build a Career Doing Meaningful Work

Join us at the forefront of precision technology, driverless solutions, electrification, and alternative fuels. Be part of a team that makes a difference with their innovative thinking and inspired creativity.

× (SPEECH)[UPBEAT MUSIC] (DESCRIPTION) Title, Working at CNH.A worker, framed by construction equipment, tends to crops in a field. A farmer oversees the growth of verdant plants. Text, Grow Together. A diverse group of young women at work in a number of office settings. Text, Diverse. Workers in a warehouse. People hard at work in office settings. Text, Inclusive. A team works together in collaboration. A worker walks through an office. Workers assemble machines. Text, One Team. Text, Flexible. A sports team; construction workers on the job; men working as a team. Text, At the forefront of Precision Technology. Images of technology and agricultural equipment in the field. Using technology to modernize a wheelchair and modify a vehicle. Text, Digitalization. Text, Electrification. Alternative fuels. Text, Well Being. A dad with his baby on an outdoor swing. A couple of surfers head into the ocean. Text, Our people make the difference. The faces of a diverse group of smiling people. Text, Join us on our journey. Careers at CNH dot com.

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CNH Industrial (NYSE: CNH) is a world-class equipment, technology and services company. The Company operates commercially through its brand portfolio which includes Case IH, New Holland, CASE and New Holland Construction Equipment.

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