General Manager / Head Fintech

Elite Talent Placements

We are recruiting to fill the position below:

Job Title: General Manager / Head Fintech Location: Lagos Employment Type: Full-time

Job Summary

We are seeking an experienced, forward-thinking executive to lead the transition and growth of our Microfinance Bank (MFB) into a full-scale digital financial service provider. The Head of Fintech will own the strategic direction, product roadmap, digital transformation, and market expansion of our upcoming fintech unit. This role requires a proven leader who can bridge traditional MFB operations with scalable digital lending, payments, agency banking, and mobile financial services.

Key Responsibilities

Strategic Leadership & Digital Transformation:

• Drive the digital expansion strategy, moving core banking operations toward tech-enabled financial services.
• Define and execute the product vision for mobile banking, digital lending, USSD channels, and agency banking networks.
• Align digital initiatives with regulatory requirements, ensuring seamless collaboration with compliance and risk management.

Product Development & Innovation:

• Oversee the end-to-end product development lifecycle, from market research and prototyping to launch and optimization.
• Partner with engineering, UI/UX, and data teams to deliver user-centric financial products.
• Identify strategic partnerships with payment gateways, API aggregators, credit bureaus, and telecom providers.

Business Growth & Financial Performance:

• Take full P&L accountability for the Fintech division, setting performance metrics for customer acquisition, transaction volumes, and revenue.
• Design growth, retention, and referral strategies to scale active digital wallet and loan users.
• Analyze transaction data and customer feedback to iterate on unit economics and operational metrics.

Operations, Risk & Technology Oversight:

• Collaborate with CTO/IT leads to ensure robust infrastructure, uptime, and cybersecurity standards.

• Establish automated risk scoring, digital KYC/AML protocols, and collection strategies for digital loan portfolios.

• Build, mentor, and scale high-performing product, digital marketing, and operations teams.

• Key Requirements & Qualifications

• Bachelor’s Degree in Banking, Finance, Computer Science, Economics, or related fields. Master’s degree or MBA is an added advantage.

• 8+ years in financial services, with at least 3–5 years in a senior leadership role within a Fintech, Digital Bank, or tech-enabled MFB.

Domain Knowledge:

• Deep understanding of digital lending algorithms, payment rails, agency banking, card issuing, and core banking integrations (CBS).
• Regulatory Acumen
• Strong knowledge of Central Bank MFB regulations, data privacy laws, and digital compliance standards.

Salary

N700,000 Monthly.

Application Closing Date

10th October, 2026.