Financial Crime Analyst

Financial Crime Analyst

• Job Type Remote
• Qualification
• Experience 2 years
• Location Nigeria
• Job Field Finance / Accounting / Audit , Risk Management and Compliance
• The Financial Crime Analyst is responsible for reviewing and onboarding business customers to the Pesa platform.
• This includes conducting Know Your Customer (KYC) checks, verifying documentation, screening for sanctions and adverse media, and ensuring compliance with AML and regulatory requirements.
• You will work closely with Growth/Marketing, Compliance, and Customer Success teams to ensure customers are onboarded efficiently while maintaining a strong risk and compliance framework.

Key Responsibilities

Client Onboarding and KYC:

• Review and process new business account applications.
• Perform KYC checks on new and existing clients.
• Verify corporate documentation including certificates of incorporation, shareholder registers, and director information.
• Review third-party AML and Regulatory Documents.
• Ensure business cases to align with Pesa products and services.

Compliance and Risk Assessment:

• Conduct sanctions, PEP, and adverse media screening.
• Perform initial due diligence and risk assessments on prospective clients.
• Escalate high-risk or unusual cases to the Compliance team where necessary.
• Ensure onboarding procedures align with AML and regulatory requirements.

Documentation and Record Keeping:

• Collect and review required onboarding documentation.
• Maintain accurate client records and audit trails within internal systems.
• Ensure onboarding files meet internal compliance and regulatory standards.

Collaboration:

• Work closely with Growth/Marketing and Customer Success teams to ensure smooth onboarding.
• Communicate with clients to request missing documentation or clarify information.
• Provide guidance to internal teams regarding compliance requirements.

Process Improvement:

• Contribute to improving onboarding workflows, tools, and compliance procedures.
• Support the development and maintenance of internal onboarding policies and controls.
• Help optimize onboarding timelines while maintaining regulatory standards.

Requirements

Experience:

• 2+ years of experience in KYC, customer onboarding, or compliance within fintech, banking, or financial services.
• Experience reviewing corporate structures and business documentation.
• Familiarity with AML, sanctions screening, and due diligence processes.
• A background reviewing AML policies and conducting risk assessments on high-risk businesses.

Skills:

• Strong analytical and risk assessment skills.
• Excellent attention to detail and documentation accuracy.
• Ability to manage multiple onboarding cases simultaneously.
• Strong written and verbal communication skills.
• Comfortable working with CRM systems and compliance tools.

Nice to Have:

• Experience working with fintech or payments or microfinance companies.
• Familiarity with KYC screening tools.
• Knowledge of global regulatory frameworks and AML standards.
• Experience onboarding international businesses.

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