Financial Accountant

About Unifi

Boldly different. Fiercely human. Proudly African.

Unifi is redefining credit in Africa with simple, fast personal loans delivered through online, mobile and branch channels. We make life easy for our clients across Zambia, Kenya, Uganda, South Africa and Tanzania. Unifi has conviction in the African continent and its people, and our products enable our clients to achieve even more. As one of the fastest-growing lenders in Africa, we combine exceptional client service with the very best tech and data analytics.

Role purpose

The Financial Accountant ensures the absolute accuracy, integrity, and compliance of our financial records. By maintaining impeccable IFRS compliance and streamlining company accounting, this role makes sure our leadership team, auditors, and regulators always have numbers they can trust implicitly.

Responsibilities

• Own the company accounting ecosystem, managing billing, loan schedules, recharges, and transactions with pinpoint accuracy.
• Drive the month-end closing process for Unifi Zambia, processing transactions in Netsuite and maintaining pristine, structured accounting files.
• Ensure strict compliance with IFRS, Group accounting policies, and local tax and regulatory frameworks in Zambia.
• Perform and review comprehensive balance sheet reconciliations monthly, ensuring supporting documentation is flawless and resolving any differences within 30 days.
• Lead the preparation for audits, compiling audit files, and proactively resolving queries from internal and external auditors.
• Update and monitor tax compliance, including income tax, WHT, and deferred tax computations, keeping us aligned with local revenue authorities.
• Management of Fixed asset Register and Perform Monthly Reconciliation.
• Submission of Statutory Returns and reconciliations of statutory Ledgers
• Management of the Insurance claims Register and submission of claims to the Insurer
• Management of the Leases and the Payments reconciliation

Requirements

• CA, CIMA, ACCA or an equivalent professional accounting qualification.
• 3–5 years of hands-on commercial accounting experience, ideally in financial services.
• Confident working with Xero, Fathom and advanced Google Sheets/Excel, including building financial models.
• Strong practical understanding of IFRS and multi-currency reporting.
• Takes ownership, follows up and isn't afraid to ask questions, challenge discrepancies or raise risks early.
• Has a sharp eye for detail and takes pride in accurate numbers, clean reconciliations and audit-ready records.
• Approachable, patient and willing to support others, even when things get busy.
• Comfortable with change, shifting priorities and the fast pace environment