About this role
About the Role Fitch’s North American Corporates Group is seeking a Director to lead coverage of the Retail & Consumer sector, based in New York, Chicago, or Toronto. This role blends in-depth credit analysis with ongoing dialogue with management teams, rating committee presentations, and external communications. What You'll Do
- Perform analysis of key quantitative and qualitative factors influencing credit quality of Retail & Consumer companies.
- Develop and maintain comprehensive financial models.
- Conduct meetings with Retail & Consumer industry management teams.
- Present analysis of companies to internal credit rating committees.
- Communicate rating rationale to external audiences (institutional investors, sell-side analysts, and media) in meetings, conference calls, press releases and written research reports.
- Write timely and effective research on topical issues.
- Participate in the evaluation of other credits within Corporates, as well as related credit groups.
- Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies, etc.
- Mentor junior members of the Retail & Consumer sector. The role may include managerial responsibilities. What We're Looking For
- Bachelor’s degree required; MBA or other advanced degree preferred.
- CFA/CPA preferred.
- 8+ years of relevant experience, including coverage or knowledge of Retail & Consumer sectors.
- Capital markets and/or credit analysis experience a plus.
- Employee management experience a plus.
- Expertise in Excel and Word.
- Strong analytical, quantitative, and organizational skills.
- Excellent written and verbal communication skills.
- Ability to shift fluidly between multiple projects as priorities change; thrive in a team-oriented environment. Nice to Have
- Deep understanding of and keen interest in Retail & Consumer.
- Professional background in capital markets and/or credit analysis with well-developed financial statement analysis skills.
- Experience interpreting complex legal documents such as bank agreements and bond indentures.
- Demonstrated leadership and proactive stakeholder engagement inside and outside the organization. Compensation & Benefits
- Not disclosed in the posting; highlights include a lead coverage analyst role, a team-oriented environment, Fitch’s global presence across 30+ countries, emphasis on diversity and inclusion, and equal opportunity employer status. Fitch also notes Employee Resource Groups (ERGs) for professional and personal support.