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Director, Research & User Intelligence, Auto Finance

Capital One
Plano, Texas Posted Oct 7, 2026
On-siteUSD 209,500 - 239,100 / year

About this role

Director, Research & User Intelligence, Auto Finance

Capital One’s

Experience

  • Design (XD) organization is focused on co-creating memorable, meaningful customer and associate experiences that build our brand with humanity and drive business advantage. The goal of

Experience

  • Design Research (XDR) is to accelerate teams’ learning velocity – providing product teams with the user knowledge they need to design and deliver useful and usable experiences.

  • You will provide learning velocity through a structured and systems-oriented combination of primary research, quantitative analysis, and various data inputs – creating cumulative user intelligence.

  • You will also configure agentic models to enable rapid concept testing, usability testing, and in-market assessments. You will partner closely with product and design stakeholders to ensure their learning needs are met and high-quality decisions are being made that benefit both the customer and the business.

  • Role Expectations

  • This leadership role requires mastery in human factors, digital product design, and quantitative data analysis. You have deep experience in triangulating, analyzing, and extracting insights from various sources of quantitative and qualitative data.

  • Our Financial Services line of business is focused on all dimensions of the car buying and refinancing experience. End users of our products include car buyers, dealership associates, and Capital One associates. You will serve as a cross-functional bridge, uniting product, engineering, design, and diverse stakeholder groups – fueling them with insights to create useful and usable experiences for all user types. This role is deeply embedded within FS’s business units and partners closely with Design and Product leadership on driving our shared agenda forward.

Responsibilities

  • Build cumulative user intelligence: Generate, curate, feed, and maintain user intelligence to inform product and experience strategy
  • Create and maintain research and testing agents: Configure agents to extract insights from existing intelligence, conduct interviews, and conduct testing of concepts, experience prototypes, and live experiences
  • Build and maintain continuous discovery program: Make real and synthetic users available to product teams for discovery purposes.
  • Enable

Experience

  • Measurement: Partner with CX teams and designers to establish domain-specific experience metrics, ensure instrumentation, develop dashboards, and conduct analysis to determine critical correlations

  • Leadership competencies

Results Focus:

  • Works efficiently and effectively to achieve business critical outcomes
  • Focuses on what matters and readily owns decisions
  • Identifies opportunities for integrated thinking across teams and departments
  • Continually pursues best possible results
  • Executes well to achieve appropriate results

Influence:

  • Demonstrates personal leadership to achieve individual and team success
  • Guides, motivates and inspires others to think differently and deliver results
  • Knows how to navigate through the organization to get things done; utilizes formal and informal channels
  • Anticipates and addresses concerns of others to build buy-in for recommendations and decisions

Collaboration:

  • Collaborates and partners within and beyond one’s team; builds productive relationships with others
  • Is sought out by others for advice and solutions
  • Places team goals above one’s own goals
  • Seeks out and considers diverse points of view

Communication:

  • Conveys information in a compelling and inspiring manner

  • Understands listener needs and appropriately tailors written and verbal communications

  • Delivers appropriate, direct and straightforward information

  • Creates understanding with two-way dialogue and checks others’ interpretation

  • Basic Qualifications

  • At least 5 Years in User

Experience

  • Research, Data Science, Customer Experience, or Product Management

  • At least 5 years of experience aggregating, collecting, and analyzing qualitative and quantitative data

  • At least 2 years managing researchers, analysts, or data scientists

  • Preferred Qualifications

  • 7+ Years in User

Experience

  • Research, Data Science, Customer Experience, or Product Management

  • 7+ years of experience aggregating, collecting, and analyzing quantitative data

  • 5+ years managing researchers, analysts, or data scientists

  • Expertise developing AI-enabled continuous discovery tools or programs

  • Experience extracting insights from synthetic data and personas and building automated research workflows.

  • Experience with performance management, career coaching, and attracting and hiring top talent.

  • Exceptional communication skills; ability to influence senior executives

  • Expertise in Human Factors, Statistics, Computer science, HCI, Psychology, Sociology, Information Systems Architecture, Data Science, or Behavioral Economics

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

  • The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

  • Plano, TX: $209,500 - $239,100 for Director, Design

  • Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

  • This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

  • Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

  • This role is expected to accept applications for a minimum of 5 business days.

  • No agencies please. Capital One is an equal opportunity employer committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, relevant local laws.

  • For technical support or questions about Capital One's recruiting process, please contact the Recruitment team.

  • Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

  • Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

  • Hiring Process

  • Stories

Benefits

  • Career Journey

  • How We Hire

  • We take finding great coworkers pretty seriously.

  • Step 1 Apply

  • It only takes a few minutes to complete our application and assessment.

  • Step 2 Screen and Schedule

  • If your application is a good match you’ll hear from one of our recruiters to set up a screening interview.

  • Step 3 Interview(s)

  • Now’s your chance to learn about the job, show us who you are, share why you would be a great addition to the team and determine if Capital One is the place for you.

  • Step 4 Decision

  • The team will discuss — if it’s a good fit for us and you, we’ll make it official!

  • A day in the life at Capital One

  • Get an inside look at working at Capital One. Discover how our tech, product, and customer care teams collaborate

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