About this role
About the Role The Credit Solutions Associate (CSA) provides end-to-end credit underwriting support for growth clients in the Growth Segment and the less complex Core clients in Commercial Banking Distribution. This is a 12‑month contract opportunity. The CSA works with Client Relationship Managers to assess credit risk, perform due diligence, and monitor portfolios to deepen client relationships while ensuring sound risk and funding decisions. What You'll Do
- Conduct thorough credit analysis and due diligence on loan applications from commercial clients, assessing financial health, creditworthiness, and risk.
- Prepare detailed credit reports and recommendations for credit approval or denial.
- Analyze financial statements, credit reports, and other relevant documentation to identify potential risks and opportunities.
- Monitor and manage the credit risk portfolio, ensuring compliance with the bank’s risk management policies and procedures; identify and mitigate potential credit risks through proactive monitoring and analysis.
- Contact clients for financial reporting and spread Financial Statements, Projections and Borrowing bases; review results, escalate signs of deterioration, and update appropriate systems.
- Ensure all documentation is organized, accessible, and compliant with the bank’s record keeping policies; ensure all credit analysis and evaluation processes comply with regulatory requirements, internal processes, policy and guidelines; stay up to date with changes in regulatory frameworks, internal process, policy, guidelines and industry best practices.
- Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions. What We're Looking For
- College/University degree or equivalent work experience in a related field.
- Strong/proven knowledge of Financial Statements and credit analysis.
- Knowledge of credit structures and applicable risk management.
- Strong commitment to excellent client service and ability