Credit Risk Manager, Wealth Management – Commercial Real Estate - Vice President

Job Description:

What You’ll Do

• Manage a portfolio focused on recourse commercial real estate transactions within the Wealth Management division.

• Partner directly with Relationship Managers and product specialists -and, where required, with clients- to understand credit requirements and optimize risk structures. Provide detailed risk analysis, communicate decisions promptly and transparently and clearly document approval conditions.

• Monitor the portfolio to identify emerging risks promptly and assess how global, regional, and local market events could affect individual exposures and the portfolio as a whole. Maintain satisfactory portfolio quality by managing risk concentrations and limits within approved risk appetite and in accordance with applicable policies and regulations.

• Work with both internal and external auditors to ensure that audits progress smoothly and any issues raised are resolved promptly. Support any ad hoc projects assigned.

• Maintain strong credit and operational discipline by ensuring that trades are properly booked and recorded, covenants and conditions are monitored on time, credit terms are documented accurately, and risk-reporting systems contain complete, timely, and accurate information.

• How You’ll Lead

• Provide leadership, guidance, and mentorship to colleagues at different levels of seniority, strengthening the team’s commercial real estate expertise and supporting continued professional growth.

• Set clear objectives and strategic priorities for yourself and assigned resources, ensuring alignment with departmental and bank-wide goals.

• Drive continuous improvement in processes, analytics, and reporting capabilities.

• Skills You’ll Need

• Extensive relevant experience in commercial real estate, including recourse analysis, together with strong analytical skills and experience in corporate credit risk assessment.

• Understanding of a broad range of Wealth Management investment, lending, and derivative products.

• Familiarity with legal documentation and credit-risk considerations, including risk-mitigation features.

• Strong written and verbal communication skills, including the ability to produce concise, decision-ready credit reports.

• An open mindset and respect for constructive challenge and differing stakeholder perspectives.

• Skills That Will Help You Excel

• Strong analytical judgment and the ability to make independent decisions, explain the supporting rationale, and defend conclusions when challenged.

• Team-oriented, flexible, and self-motivated, with a strong commitment to delivering high-quality work.

• Ability to work effectively across cultures and personal styles, build strong partnerships with a range of stakeholders, and deliver high-quality work under pressure and within deadlines.

• Preferred qualification: a bachelor’s or master’s degree in engineering, mathematics, economics, statistics, finance, or a related field; an MBA is also valued.

• What we’ll offer you

• As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy

• Gender neutral parental leaves

• 100% reimbursement under childcare assistance benefit (gender neutral)

• Sponsorship for Industry relevant certifications and education

• Employee Assistance Program for you and your family members

• Comprehensive Hospitalization Insurance for you and your dependents

• Accident and Term life Insurance

• Complementary Health screening for 35 yrs. and above

• Your skills and experience

• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

• How we’ll support you

• Training and development to help you excel in your career

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

• About us and our teams

Please visit our company website for further information:

• https://www.db.com/company/company.html

• We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

• Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

• We welcome applications from all people and promote a positive, fair and inclusive work environment.